Ugro Capital (NSE:UGROCAP) Operating Margin %: -6.92% (As of Mar. 2026)


NSE:UGROCAP Ugro Capital Ltd NSE:UGROCAP
70 GF Score
Price ₹98.04
GF Value ₹277.49
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Ugro Capital Operating Margin %?

Ugro Capital NSE:UGROCAP +0.31% 70 Operating Margin % is -6.92% as of Mar. 2026. GuruFocus rates NSE:UGROCAP with a GF Score™ of 70/100 and a GF Value™ of ₹277.49 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 412 Credit Services companies, Ugro Capital ranks worse than 64.32% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Ugro Capital's Operating Income for the three months ended in Mar. 2026 was ₹-310 Mil. Ugro Capital's Revenue for the three months ended in Mar. 2026 was ₹4,481 Mil. Therefore, Ugro Capital's Operating Margin % for the quarter that ended in Mar. 2026 was -6.92%.

Good Sign:

Ugro Capital Ltd operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for Ugro Capital's Operating Margin % or its related term are showing as below:

NSE:UGROCAP' s Operating Margin % Range Over the Past 10 Years
Min: -3172.02   Med: 42.61   Max: 86.08
Current: 7.26


NSE:UGROCAP's Operating Margin % is ranked worse than
64.32% of 412 companies
in the Credit Services industry
Industry Median: 17.325 vs NSE:UGROCAP: 7.26

Ugro Capital's 5-Year Average Operating Margin % Growth Rate was 25.80% per year.

Ugro Capital's Operating Income for the three months ended in Mar. 2026 was ₹-310 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1,071 Mil.


Ugro Capital  (NSE:UGROCAP) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Ugro Capital Operating Margin % Related Terms


Ugro Capital Operating Margin % Historical Data

* Premium members only.

The historical data trend for Ugro Capital's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ugro Capital Operating Margin % Chart

Ugro Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.20 46.13 51.46 50.89 42.61

Ugro Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 111.71 27.01 26.87 -12.05 -6.92

NSE:UGROCAP vs V, MA, AXP: Operating Margin % Comparison

For the Credit Services subindustry, Ugro Capital's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ugro Capital Operating Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ugro Capital's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Ugro Capital's Operating Margin % falls into.


NSE:UGROCAP
70GF Score
Ugro Capital Ltd NSE:UGROCAP
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ugro Capital Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Ugro Capital's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (A: Mar. 2026 ) / Revenue (A: Mar. 2026 )
=5998.535 / 14078.592
=42.61 %

Ugro Capital's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=-309.979 / 4480.501
=-6.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of -6.92% mean?
Ugro Capital (NSE:UGROCAP) has a Operating Margin % of -6.92% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Ugro Capital and its competitors. According to the industry distribution chart, Ugro Capital ranks #265 out of 412 companies in the Credit Services industry, placing it in the top 64.3%.
Is Ugro Capital's Operating Margin % too high?
Ugro Capital's current Operating Margin % is -6.92%. Based on the distribution chart, Ugro Capital ranks #265 out of 412 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ugro Capital has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ugro Capital's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Ugro Capital ranks #265 out of 412 companies for Operating Margin %. This places Ugro Capital in the lower half of its industry. The industry median Operating Margin % is 17.33. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.33, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Ugro Capital and its competitors. For the Credit Services industry, the median Operating Margin % is 17.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ugro Capital's current Operating Margin % is -6.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ugro Capital stock overvalued right now?
Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹277.49, compared to a current price of ₹98.04 — trading 64.7% below its estimated fair value. The current Operating Margin % is -6.92%. Ugro Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current Operating Margin % is -6.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?

Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued. The current stock price of ₹98.04 is trading 64.7% below its estimated GF Value™ of ₹277.49. GuruFocus considers Ugro Capital to be Possible Value Trap.

Key valuation signals for NSE:UGROCAP:

  • Operating Margin %: -6.92%
  • GF Value™: ₹277.49 vs. price of ₹98.04 (64.7% below fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ugro Capital Business Description

Other Exchanges 511742:India
Address Phoenix Market City, B-17, Fourth Floor, Art Guild House, Kurla (West), Mumbai, MH, IND, 400070
Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.
70GF Score

Get the complete analysis for NSE:UGROCAP

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹98.04
Price
₹277.49
GF Value