Ugro Capital (NSE:UGROCAP) ROC %: -0.75% (As of Mar. 2026)


NSE:UGROCAP Ugro Capital Ltd NSE:UGROCAP
70 GF Score
Price ₹98.04
GF Value ₹277.49
Valuation Possible Value Trap
! 6 Warning Signs
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What is Ugro Capital ROC %?

Ugro Capital NSE:UGROCAP +0.31% 70 ROC % is -0.75% as of Mar. 2026. GuruFocus rates NSE:UGROCAP with a GF Score™ of 70/100 and a GF Value™ of ₹277.49 (Possible Value Trap). The stock has 6 warning signs investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Ugro Capital's annualized return on capital (ROC %) for the quarter that ended in Mar. 2026 was -0.75%.

As of today (2026-06-27), Ugro Capital's WACC % is 2.58%. Ugro Capital's ROC % is 0.78% (calculated using TTM income statement data). Ugro Capital earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Ugro Capital  (NSE:UGROCAP) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Ugro Capital's WACC % is 2.58%. Ugro Capital's ROC % is 0.78% (calculated using TTM income statement data). Ugro Capital earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Ugro Capital ROC % Related Terms


Ugro Capital ROC % Historical Data

* Premium members only.

The historical data trend for Ugro Capital's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ugro Capital ROC % Chart

Ugro Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.14 3.10 4.84 4.81 4.20

Ugro Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.71 2.87 2.91 -1.37 -0.75
NSE:UGROCAP
70GF Score
Ugro Capital Ltd NSE:UGROCAP
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ugro Capital ROC % Calculation

Ugro Capital's annualized Return on Capital (ROC %) for the fiscal year that ended in Mar. 2026 is calculated as:

ROC % (A: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Mar. 2025 ) + Invested Capital (A: Mar. 2026 ))/ count )
=5998.535 * ( 1 - 28.21% )/( (86043.524 + 119027.092)/ 2 )
=4306.3482765/102535.308
=4.20 %

where

Invested Capital(A: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=91683.122 - 106.7 - ( 5532.898 - max(0, 27241.365 - 38160.047+5532.898))
=86043.524

Invested Capital(A: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=140750.214 - 608.173 - ( 23872.27 - max(0, 45366.228 - 66481.177+23872.27))
=119027.092

Ugro Capital's annualized Return on Capital (ROC %) for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=-1239.916 * ( 1 - 28.26% )/( (0 + 119027.092)/ 1 )
=-889.5157384/119027.092
=-0.75 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=140750.214 - 608.173 - ( 23872.27 - max(0, 45366.228 - 66481.177+23872.27))
=119027.092

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of -0.75% mean?
Ugro Capital (NSE:UGROCAP) has a ROC % of -0.75% as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Ugro Capital and its competitors.
Is Ugro Capital's ROC % too high?
Ugro Capital's current ROC % is -0.75%. Overall, Ugro Capital has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ugro Capital's ROC % compare to V and MA?
Ugro Capital's ROC % of -0.75% can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Ugro Capital and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ugro Capital's current ROC % is -0.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ugro Capital stock overvalued right now?
Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹277.49, compared to a current price of ₹98.04 — trading 64.7% below its estimated fair value. The current ROC % is -0.75%. Ugro Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current ROC % is -0.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?

Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued. The current stock price of ₹98.04 is trading 64.7% below its estimated GF Value™ of ₹277.49. GuruFocus considers Ugro Capital to be Possible Value Trap.

Key valuation signals for NSE:UGROCAP:

  • ROC %: -0.75%
  • GF Value™: ₹277.49 vs. price of ₹98.04 (64.7% below fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ugro Capital Business Description

Other Exchanges 511742:India
Address Phoenix Market City, B-17, Fourth Floor, Art Guild House, Kurla (West), Mumbai, MH, IND, 400070
Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.
70GF Score

Get the complete analysis for NSE:UGROCAP

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹98.04
Price
₹277.49
GF Value