UTGUTGN 74 OCF Yield % is -3.78 as of Jun. 28, 2026. GuruFocus rates UTGN with a GF Score™ of 74/100 and a GF Value™ of $51.41 (Fairly Valued). The stock has 2 warning signs investors should review. Among 508 Insurance companies, UTG ranks worse than 85.83% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
The historical rank and industry rank for UTG's OCF Yield % or its related term are showing as below:
UTGN'
s OCF Yield % Range Over the Past 10 Years
Min: -20.51 Med: -8.61 Max: -0.66
Current: -3.78
During the past 13 years, the highest OCF Yield % of UTG was -0.66%. The lowest was -20.51%. And the median was -8.61%.
UTGN's OCF Yield % is ranked worse than 85.83% of 508
companies
in the Insurance industry
Industry Median: 8.085
vs UTGN: -3.78
UTG's OCF Margin % for the quarter that ended in Mar. 2026 was %.
UTG OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
UTG OCF Yield % Related Terms
UTG OCF Yield % Historical Data
* Premium members only.
The historical data trend for UTG's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, UTG's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UTG OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, UTG's OCF Yield % distribution charts can be found below:
* The bar in red indicates where UTG's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UTG (UTGN) has a OCF Yield % of -3.78 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on UTG and its competitors. According to the industry distribution chart, UTG ranks #436 out of 508 companies in the Insurance industry, placing it in the top 85.8%.
Is UTG's OCF Yield % too high?
UTG's current OCF Yield % is -3.78. Based on the distribution chart, UTG ranks #436 out of 508 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, UTG has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UTG's OCF Yield % compare to SNFCA and CIA?
According to the Insurance industry distribution chart, UTG ranks #436 out of 508 companies for OCF Yield %. This places UTG in the lower half of its industry. The industry median OCF Yield % is 8.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.09, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on UTG and its competitors. For the Insurance industry, the median OCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UTG's current OCF Yield % is -3.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UTG stock overvalued right now?
Based on GuruFocus' analysis, UTG (UTGN) is currently considered Fairly Valued. The stock's GF Value™ is $51.41, compared to a current price of $55.00 — trading 7% above its estimated fair value. The current OCF Yield % is -3.78. UTG's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For UTG (UTGN), the current OCF Yield % is -3.78 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UTG (UTGN) Overvalued in 2026?
Based on GuruFocus' analysis, UTG stock appears to be overvalued.
The current stock price of $55.00 is trading 7% above its estimated GF Value™ of $51.41.
GuruFocus considers UTG to be Fairly Valued.
Key valuation signals for UTGN:
OCF Yield %: -3.78
GF Value™: $51.41 vs. price of $55.00 (7% above fair value)
No single metric tells the full story. See the UTGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance, which includes the servicing of existing insurance business in force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
74GF Score
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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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