UTG (UTGN) Tariff Resilience Score: 5/10 (As of Jul. 04, 2026)


UTGN UTG Inc UTGN
69 GF Score
Price $55.00
GF Value $51.60
Valuation Fairly Valued
! 2 Warning Signs
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What is UTG Tariff Resilience Score?

UTG UTGN 69 Tariff Resilience Score is 5 as of Jul. 04, 2026. GuruFocus rates UTGN with a GF Score™ of 69/100 and a GF Value™ of $51.60 (Fairly Valued). The stock has 2 warning signs investors should review. Among 596 Insurance companies, UTG ranks better than 71.31% on this metric.

UTG has the Tariff Resilience Score of 5, which implies that the company might have Average Resilient.

UTG has UTGN's exposure to tariffs is moderate, depending on its industry and supply chain specifics. Without detailed data, it's assumed to have some international dependencies but also potential for domestic sourcing.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes UTG might have Average Resilient.

UTG  (OTCPK:UTGN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

UTG Tariff Resilience Score Related Terms

UTGN vs SNFCA, AAME, CIA: Tariff Resilience Score Comparison

For the Insurance - Life subindustry, UTG's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UTG Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, UTG's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where UTG's Tariff Resilience Score falls into.


UTGN
69GF Score
UTG Inc UTGN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 5 mean?
UTG (UTGN) has a Tariff Resilience Score of 5 as of Jul. 04, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, UTG ranks #171 out of 596 companies in the Insurance industry, placing it in the top 28.7%.
Is UTG's Tariff Resilience Score too high?
UTG's current Tariff Resilience Score is 5. Based on the distribution chart, UTG ranks #171 out of 596 companies in the Insurance industry, which is above the industry midpoint. Overall, UTG has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UTG's Tariff Resilience Score compare to SNFCA and AAME?
According to the Insurance industry distribution chart, UTG ranks #171 out of 596 companies for Tariff Resilience Score. This puts UTG in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. UTG's current Tariff Resilience Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UTG stock overvalued right now?
Based on GuruFocus' analysis, UTG (UTGN) is currently considered Fairly Valued. The stock's GF Value™ is $51.60, compared to a current price of $55.00 — trading 6.6% above its estimated fair value. The current Tariff Resilience Score is 5. UTG's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For UTG (UTGN), the current Tariff Resilience Score is 5 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UTG (UTGN) Overvalued in 2026?

Based on GuruFocus' analysis, UTG stock appears to be overvalued. The current stock price of $55.00 is trading 6.6% above its estimated GF Value™ of $51.60. GuruFocus considers UTG to be Fairly Valued.

Key valuation signals for UTGN:

  • Tariff Resilience Score: 5
  • GF Value™: $51.60 vs. price of $55.00 (6.6% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the UTGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UTG Business Description

Address 205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance, which includes the servicing of existing insurance business in force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
69GF Score

Get the complete analysis for UTGN

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.00
Price
$51.60
GF Value