Hypoport AGXSWX:HYQ +5.85%66 Current Ratio is 1.44 as of Mar. 2026, which is 1% below its 10-year median of 1.45. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF257.12 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 394 Credit Services companies, Hypoport AG ranks worse than 73.86% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Hypoport AG's current ratio for the quarter that ended in Mar. 2026 was 1.44.
Hypoport AG has a current ratio of 1.44. It generally indicates good short-term financial strength.
The historical rank and industry rank for Hypoport AG's Current Ratio or its related term are showing as below:
XSWX:HYQ'
s Current Ratio Range Over the Past 10 Years
Min: 1.06 Med: 1.45 Max: 2.39
Current: 1.44
During the past 13 years, Hypoport AG's highest Current Ratio was 2.39. The lowest was 1.06. And the median was 1.45.
XSWX:HYQ's Current Ratio is ranked worse than 73.86% of 394
companies
in the Credit Services industry
Industry Median: 4.985
vs XSWX:HYQ: 1.44
Hypoport AG (XSWX:HYQ) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Hypoport AG Current Ratio Related Terms
Hypoport AG Current Ratio Historical Data
* Premium members only.
The historical data trend for Hypoport AG's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hypoport AG's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypoport AG Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hypoport AG's Current Ratio distribution charts can be found below:
* The bar in red indicates where Hypoport AG's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypoport AG (XSWX:HYQ) has a Current Ratio of 1.44 as of Mar. 2026. This is near median its historical median of 1.45. Over the past decade, Hypoport AG's Current Ratio has ranged from 1.06 to 2.39. According to the industry distribution chart, Hypoport AG ranks #291 out of 394 companies in the Credit Services industry, placing it in the top 73.9%.
Is Hypoport AG's Current Ratio too high?
Hypoport AG's current Current Ratio of 1.44 is near median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 2.39. The Credit Services industry median Current Ratio is 4.99. Hypoport AG's value of 1.44 is 71.1% below this industry median. Based on the distribution chart, Hypoport AG ranks #291 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hypoport AG has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #291 out of 394 companies for Current Ratio. This places Hypoport AG in the lower half of its industry. The industry median Current Ratio is 4.99. Hypoport AG's value of 1.44 is 71.1% below this benchmark. Historically, Hypoport AG's own Current Ratio has ranged from 1.06 to 2.39 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 4.99, Hypoport AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypoport AG's current Current Ratio of 1.44 is 71.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypoport AG's current Current Ratio is 1.44, which is near median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (XSWX:HYQ) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF257.12, compared to a current price of CHF77.80 — trading 69.7% below its estimated fair value. The current Current Ratio is 1.44, which is near median its 10-year median of 1.45 and 71.1% below the Credit Services industry median of 4.99. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current Current Ratio is 1.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?
Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued.
The current stock price of CHF77.80 is trading 69.7% below its estimated GF Value™ of CHF257.12.
GuruFocus considers Hypoport AG to be Significantly Undervalued.
Key valuation signals for XSWX:HYQ:
Current Ratio: 1.44 (near median its 10-year median of 1.45)
GF Value™: CHF257.12 vs. price of CHF77.80 (69.7% below fair value)
Industry Position: 71.1% below the Credit Services median (#291 of 394)
No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score
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