Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Hypoport AG's current 3-Year Share Buyback Ratio was -1.80%.
The historical rank and industry rank for Hypoport AG's 3-Year Share Buyback Ratio or its related term are showing as below:
XSWX:HYQ'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -2 Med: -0.3 Max: 1.1
Current: -1.8
During the past 13 years, Hypoport AG's highest 3-Year Share Buyback Ratio was 1.10%. The lowest was -2.00%. And the median was -0.30%.
XSWX:HYQ's 3-Year Share Buyback Ratio is ranked better than 56.89% of 283
companies
in the Credit Services industry
Industry Median: -3.4
vs XSWX:HYQ: -1.80
Hypoport AG (XSWX:HYQ) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Hypoport AG 3-Year Share Buyback Ratio Related Terms
XSWX:HYQ vs V, MA, AXP: 3-Year Share Buyback Ratio Comparison
For the Credit Services subindustry, Hypoport AG's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypoport AG 3-Year Share Buyback Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hypoport AG's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Hypoport AG's 3-Year Share Buyback Ratio falls into.
Hypoport AG 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -1.80 mean?
Hypoport AG (XSWX:HYQ) has a 3-Year Share Buyback Ratio of -1.80 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Hypoport AG and its competitors. According to the industry distribution chart, Hypoport AG ranks #122 out of 283 companies in the Credit Services industry, placing it in the top 43.1%.
Is Hypoport AG's 3-Year Share Buyback Ratio too high?
Hypoport AG's current 3-Year Share Buyback Ratio is -1.80. Based on the distribution chart, Hypoport AG ranks #122 out of 283 companies in the Credit Services industry, which is above the industry midpoint. Overall, Hypoport AG has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's 3-Year Share Buyback Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #122 out of 283 companies for 3-Year Share Buyback Ratio. This puts Hypoport AG in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Hypoport AG and its competitors. Hypoport AG's current 3-Year Share Buyback Ratio is -1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Hypoport AG (XSWX:HYQ) has a current 3-Year Share Buyback Ratio of -1.80. The stock's GF Value™ is CHF206.26, compared to a current price of CHF74.30 — trading 64% below its estimated fair value. The current 3-Year Share Buyback Ratio is -1.80. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current 3-Year Share Buyback Ratio is -1.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?
Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued.
The current stock price of CHF74.30 is trading 64% below its estimated GF Value™ of CHF206.26.
Key valuation signals for XSWX:HYQ:
3-Year Share Buyback Ratio: -1.80
GF Value™: CHF206.26 vs. price of CHF74.30 (64% below fair value)
No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score
Get the complete analysis for XSWX:HYQ
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:HYQ has been successfully added to your 
