Hypoport AG (XSWX:HYQ) Cyclically Adjusted FCF per Share: CHF3.29 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:HYQ Hypoport AG XSWX:HYQ
66 GF Score
Price CHF79.75
GF Value CHF194.40
! 4 Warning Signs
View Full Analysis

What is Hypoport AG Cyclically Adjusted FCF per Share?

Hypoport AG XSWX:HYQ +1.72% 66 Cyclically Adjusted FCF per Share is CHF3.29 as of Mar. 2026. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF194.40. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Hypoport AG's adjusted free cash flow per share for the three months ended in Mar. 2026 was CHF3.367. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is CHF3.29 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hypoport AG's average Cyclically Adjusted FCF Growth Rate was 4.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 3.50% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 9.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Hypoport AG was 24.10% per year. The lowest was 3.50% per year. And the median was 15.90% per year.

As of today (2026-08-09), Hypoport AG's current stock price is CHF79.75. Hypoport AG's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was CHF3.29. Hypoport AG's Cyclically Adjusted Price-to-FCF of today is 24.24.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hypoport AG was 432.56. The lowest was 27.04. And the median was 134.71.


Hypoport AG  (XSWX:HYQ) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Hypoport AG's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=79.75/3.29
=24.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hypoport AG was 432.56. The lowest was 27.04. And the median was 134.71.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Hypoport AG Cyclically Adjusted FCF per Share Related Terms


Hypoport AG Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Hypoport AG's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypoport AG Cyclically Adjusted FCF per Share Chart

Hypoport AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 5.41 0.00 0.00 0.00

Hypoport AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.29

XSWX:HYQ vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, Hypoport AG's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypoport AG Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hypoport AG's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Hypoport AG's Cyclically Adjusted Price-to-FCF falls into.


XSWX:HYQ
66GF Score
Hypoport AG XSWX:HYQ
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hypoport AG Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hypoport AG's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.367/131.2583*131.2583
=3.367

Current CPI (Mar. 2026) = 131.2583.

Hypoport AG Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.590 100.717 0.769
201609 0.588 101.017 0.764
201612 0.781 101.217 1.013
201703 -0.503 101.417 -0.651
201706 0.590 102.117 0.758
201709 0.326 102.717 0.417
201712 -0.974 102.617 -1.246
201803 1.379 102.917 1.759
201806 0.596 104.017 0.752
201809 1.212 104.718 1.519
201812 0.774 104.217 0.975
201903 0.227 104.217 0.286
201906 -0.116 105.718 -0.144
201909 0.468 106.018 0.579
201912 2.781 105.818 3.450
202003 -0.425 105.718 -0.528
202006 -0.218 106.618 -0.268
202009 0.590 105.818 0.732
202012 1.768 105.518 2.199
202103 0.205 107.518 0.250
202106 0.844 108.486 1.021
202109 2.177 109.435 2.611
202112 1.412 110.384 1.679
202203 0.515 113.968 0.593
202206 1.398 115.760 1.585
202209 -0.196 118.818 -0.217
202212 -1.235 119.345 -1.358
202303 -0.248 122.402 -0.266
202306 -0.982 123.140 -1.047
202309 -0.517 124.195 -0.546
202312 2.605 123.773 2.763
202403 -0.397 125.038 -0.417
202406 0.250 125.882 0.261
202409 -0.300 126.198 -0.312
202412 2.098 127.041 2.168
202503 2.709 127.779 2.783
202506 -0.332 128.412 -0.339
202509 -0.287 129.255 -0.291
202512 0.986 129.361 1.000
202603 3.367 131.258 3.367

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of CHF3.29 mean?
Hypoport AG (XSWX:HYQ) has a Cyclically Adjusted FCF per Share of CHF3.29 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hypoport AG and its competitors.
Is Hypoport AG's Cyclically Adjusted FCF per Share too high?
Hypoport AG's current Cyclically Adjusted FCF per Share is CHF3.29. Overall, Hypoport AG has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Cyclically Adjusted FCF per Share compare to V and MA?
Hypoport AG's Cyclically Adjusted FCF per Share of CHF3.29 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hypoport AG and its competitors. Hypoport AG's current Cyclically Adjusted FCF per Share is CHF3.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Hypoport AG (XSWX:HYQ) has a current Cyclically Adjusted FCF per Share of CHF3.29. The stock's GF Value™ is CHF194.40, compared to a current price of CHF79.75 — trading 59% below its estimated fair value. The current Cyclically Adjusted FCF per Share is CHF3.29. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current Cyclically Adjusted FCF per Share is CHF3.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?

Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued. The current stock price of CHF79.75 is trading 59% below its estimated GF Value™ of CHF194.40.

Key valuation signals for XSWX:HYQ:

  • Cyclically Adjusted FCF per Share: CHF3.29
  • GF Value™: CHF194.40 vs. price of CHF79.75 (59% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypoport AG Business Description

Address Heidestrasse 8, Berlin, BB, DEU, 10557
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score

Get the complete analysis for XSWX:HYQ

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF79.75
Price
CHF194.40
GF Value