Hypoport AGXSWX:HYQ +5.85%66 Days Payable is 92.06 as of Mar. 2026, which is 1% above its 10-year median of 90.76. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF257.12 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 301 Credit Services companies, Hypoport AG ranks better than 70.43% on this metric.
Hypoport AG's average Accounts Payable for the
three
months ended in Mar. 2026 was CHF90.3 Mil. Hypoport AG's Cost of Goods Sold for the
three
months ended in Mar. 2026 was CHF89.5 Mil.
Hence, Hypoport AG's Days Payable for the
three
months ended in Mar. 2026 was 92.06.
The historical rank and industry rank for Hypoport AG's Days Payable or its related term are showing as below:
XSWX:HYQ'
s Days Payable Range Over the Past 10 Years
Min: 52.07 Med: 90.76 Max: 114.47
Current: 101.72
During the past 13 years, Hypoport AG's highest Days Payable was 114.47. The lowest was 52.07. And the median was 90.76.
XSWX:HYQ's Days Payable is ranked better than 70.43% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs XSWX:HYQ: 101.72
Hypoport AG's Days Payable
declined
from Mar. 2025 (94.13) to Mar. 2026 (92.06).
It may suggest that Hypoport AGaccelerated paying its suppliers.
Hypoport AG Days Payable Related Terms
Hypoport AG Days Payable Historical Data
* Premium members only.
The historical data trend for Hypoport AG's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hypoport AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypoport AG Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hypoport AG's Days Payable distribution charts can be found below:
* The bar in red indicates where Hypoport AG's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Hypoport AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypoport AG (XSWX:HYQ) has a Days Payable of 92.06 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hypoport AG and its competitors. This is near median its historical median of 90.76. Over the past decade, Hypoport AG's Days Payable has ranged from 52.07 to 114.47. According to the industry distribution chart, Hypoport AG ranks #89 out of 301 companies in the Credit Services industry, placing it in the top 29.6%.
Is Hypoport AG's Days Payable too high?
Hypoport AG's current Days Payable of 92.06 is near median its 10-year median of 90.76. Over the past 10 years, this metric has ranged from a low of 52.07 to a high of 114.47. The Credit Services industry median Days Payable is 33.87. Hypoport AG's value of 92.06 is 171.8% above this industry median. Based on the distribution chart, Hypoport AG ranks #89 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, Hypoport AG has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #89 out of 301 companies for Days Payable. This puts Hypoport AG in the upper half of its industry. The industry median Days Payable is 33.87. Hypoport AG's value of 92.06 is 171.8% above this benchmark. Historically, Hypoport AG's own Days Payable has ranged from 52.07 to 114.47 over the past decade. While the company's 10-year median is 90.76 vs. the industry median of 33.87, Hypoport AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypoport AG's current Days Payable of 92.06 is 171.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hypoport AG and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypoport AG's current Days Payable is 92.06, which is near median its own 10-year median of 90.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (XSWX:HYQ) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF257.12, compared to a current price of CHF77.80 — trading 69.7% below its estimated fair value. The current Days Payable is 92.06, which is near median its 10-year median of 90.76 and 171.8% above the Credit Services industry median of 33.87. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current Days Payable is 92.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?
Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued.
The current stock price of CHF77.80 is trading 69.7% below its estimated GF Value™ of CHF257.12.
GuruFocus considers Hypoport AG to be Significantly Undervalued.
Key valuation signals for XSWX:HYQ:
Days Payable: 92.06 (near median its 10-year median of 90.76)
GF Value™: CHF257.12 vs. price of CHF77.80 (69.7% below fair value)
Industry Position: 171.8% above the Credit Services median (#89 of 301)
No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score
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