Hypoport AG (XSWX:HYQ) Scaled Net Operating Assets: 0.46 (As of Mar. 2026)


XSWX:HYQ Hypoport AG XSWX:HYQ
66 GF Score
Price CHF77.80
GF Value CHF257.12
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Hypoport AG Scaled Net Operating Assets?

Hypoport AG XSWX:HYQ +5.85% 66 Scaled Net Operating Assets is 0.46 as of Mar. 2026. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF257.12 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Hypoport AG's operating assets for the quarter that ended in Mar. 2026 was CHF536.7 Mil. Hypoport AG's operating liabilities for the quarter that ended in Mar. 2026 was CHF240.3 Mil. Hypoport AG's Total Assets for the quarter that ended in Dec. 2025 was CHF646.0 Mil. Therefore, Hypoport AG's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.46.


Hypoport AG Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Hypoport AG's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypoport AG Scaled Net Operating Assets Chart

Hypoport AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 0.52 0.67 0.68 0.66

Hypoport AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.64 0.67 0.68 0.46

XSWX:HYQ vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Hypoport AG's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypoport AG Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hypoport AG's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Hypoport AG's Scaled Net Operating Assets falls into.


XSWX:HYQ
66GF Score
Hypoport AG XSWX:HYQ
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Hypoport AG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Hypoport AG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(558.142-126.988)/650.609
=0.66

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=646.03 - 87.888
=558.142

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=291.466 - 127.479 - 36.999
=126.988

Hypoport AG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(536.654-240.262)/646.03
=0.46

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=631.136 - 94.482
=536.654

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=282.481 - 33.709 - 8.51
=240.262

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.46 mean?
Hypoport AG (XSWX:HYQ) has a Scaled Net Operating Assets of 0.46 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Hypoport AG and its competitors.
Is Hypoport AG's Scaled Net Operating Assets too high?
Hypoport AG's current Scaled Net Operating Assets is 0.46. Overall, Hypoport AG has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Scaled Net Operating Assets compare to V and MA?
Hypoport AG's Scaled Net Operating Assets of 0.46 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Hypoport AG and its competitors. Hypoport AG's current Scaled Net Operating Assets is 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (XSWX:HYQ) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF257.12, compared to a current price of CHF77.80 — trading 69.7% below its estimated fair value. The current Scaled Net Operating Assets is 0.46. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current Scaled Net Operating Assets is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?

Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued. The current stock price of CHF77.80 is trading 69.7% below its estimated GF Value™ of CHF257.12. GuruFocus considers Hypoport AG to be Significantly Undervalued.

Key valuation signals for XSWX:HYQ:

  • Scaled Net Operating Assets: 0.46
  • GF Value™: CHF257.12 vs. price of CHF77.80 (69.7% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypoport AG Business Description

Address Heidestrasse 8, Berlin, BB, DEU, 10557
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score

Get the complete analysis for XSWX:HYQ

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF77.80
Price
CHF257.12
GF Value