Hypoport AGXSWX:HYQ +5.85%66 Quick Ratio is 1.44 as of Mar. 2026, which is 1% below its 10-year median of 1.45. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF257.12 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 394 Credit Services companies, Hypoport AG ranks worse than 73.6% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Hypoport AG's quick ratio for the quarter that ended in Mar. 2026 was 1.44.
Hypoport AG has a quick ratio of 1.44. It generally indicates good short-term financial strength.
The historical rank and industry rank for Hypoport AG's Quick Ratio or its related term are showing as below:
XSWX:HYQ'
s Quick Ratio Range Over the Past 10 Years
Min: 1.05 Med: 1.45 Max: 2.39
Current: 1.44
During the past 13 years, Hypoport AG's highest Quick Ratio was 2.39. The lowest was 1.05. And the median was 1.45.
XSWX:HYQ's Quick Ratio is ranked worse than 73.6% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs XSWX:HYQ: 1.44
Hypoport AG (XSWX:HYQ) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Hypoport AG Quick Ratio Related Terms
Hypoport AG Quick Ratio Historical Data
* Premium members only.
The historical data trend for Hypoport AG's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hypoport AG's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypoport AG Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hypoport AG's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Hypoport AG's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Hypoport AG's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypoport AG (XSWX:HYQ) has a Quick Ratio of 1.44 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Hypoport AG and its competitors. This is near median its historical median of 1.45. Over the past decade, Hypoport AG's Quick Ratio has ranged from 1.05 to 2.39. According to the industry distribution chart, Hypoport AG ranks #290 out of 394 companies in the Credit Services industry, placing it in the top 73.6%.
Is Hypoport AG's Quick Ratio too high?
Hypoport AG's current Quick Ratio of 1.44 is near median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 2.39. The Credit Services industry median Quick Ratio is 4.86. Hypoport AG's value of 1.44 is 70.3% below this industry median. Based on the distribution chart, Hypoport AG ranks #290 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hypoport AG has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #290 out of 394 companies for Quick Ratio. This places Hypoport AG in the lower half of its industry. The industry median Quick Ratio is 4.86. Hypoport AG's value of 1.44 is 70.3% below this benchmark. Historically, Hypoport AG's own Quick Ratio has ranged from 1.05 to 2.39 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 4.86, Hypoport AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypoport AG's current Quick Ratio of 1.44 is 70.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Hypoport AG and its competitors. For the Credit Services industry, the median Quick Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypoport AG's current Quick Ratio is 1.44, which is near median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (XSWX:HYQ) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF257.12, compared to a current price of CHF77.80 — trading 69.7% below its estimated fair value. The current Quick Ratio is 1.44, which is near median its 10-year median of 1.45 and 70.3% below the Credit Services industry median of 4.86. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current Quick Ratio is 1.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?
Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued.
The current stock price of CHF77.80 is trading 69.7% below its estimated GF Value™ of CHF257.12.
GuruFocus considers Hypoport AG to be Significantly Undervalued.
Key valuation signals for XSWX:HYQ:
Quick Ratio: 1.44 (near median its 10-year median of 1.45)
GF Value™: CHF257.12 vs. price of CHF77.80 (69.7% below fair value)
Industry Position: 70.3% below the Credit Services median (#290 of 394)
No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score
Get the complete analysis for XSWX:HYQ
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:HYQ has been successfully added to your 
