Hypoport AG (XSWX:HYQ) E10: CHF4.89 (As of Mar. 2026)


XSWX:HYQ Hypoport AG XSWX:HYQ
66 GF Score
Price CHF77.80
GF Value CHF257.12
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Hypoport AG E10?

Hypoport AG XSWX:HYQ +5.85% 66 E10 is CHF4.89 as of Mar. 2026. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF257.12 (Significantly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Hypoport AG's adjusted earnings per share data for the three months ended in Mar. 2026 was CHF1.074. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is CHF4.89 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hypoport AG's average E10 Growth Rate was 4.40% per year. During the past 3 years, the average E10 Growth Rate was 6.00% per year. During the past 5 years, the average E10 Growth Rate was 10.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Hypoport AG was 22.20% per year. The lowest was 6.00% per year. And the median was 16.20% per year.

As of today (2026-07-03), Hypoport AG's current stock price is CHF77.80. Hypoport AG's E10 for the quarter that ended in Mar. 2026 was CHF4.89. Hypoport AG's Shiller PE Ratio of today is 15.91.

During the past 13 years, the highest Shiller PE Ratio of Hypoport AG was 253.81. The lowest was 18.21. And the median was 83.31.


Hypoport AG  (XSWX:HYQ) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Hypoport AG's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=77.80/4.89
=15.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Hypoport AG was 253.81. The lowest was 18.21. And the median was 83.31.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Hypoport AG E10 Related Terms


Hypoport AG E10 Historical Data

* Premium members only.

The historical data trend for Hypoport AG's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypoport AG E10 Chart

Hypoport AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.43 8.64 0.00 0.00 0.00

Hypoport AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.89

XSWX:HYQ vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Hypoport AG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypoport AG Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hypoport AG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Hypoport AG's Shiller PE Ratio falls into.


XSWX:HYQ
66GF Score
Hypoport AG XSWX:HYQ
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hypoport AG E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hypoport AG's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.074/131.2583*131.2583
=1.074

Current CPI (Mar. 2026) = 131.2583.

Hypoport AG Quarterly Data

per share eps CPI Adj_EPS
201606 0.806 100.717 1.050
201609 0.797 101.017 1.036
201612 0.893 101.217 1.158
201703 0.975 101.417 1.262
201706 0.946 102.117 1.216
201709 0.803 102.717 1.026
201712 0.721 102.617 0.922
201803 1.146 102.917 1.462
201806 1.041 104.017 1.314
201809 0.994 104.718 1.246
201812 1.016 104.217 1.280
201903 1.119 104.217 1.409
201906 1.038 105.718 1.289
201909 1.200 106.018 1.486
201912 0.961 105.818 1.192
202003 1.346 105.718 1.671
202006 0.686 106.618 0.845
202009 0.916 105.818 1.136
202012 1.643 105.518 2.044
202103 1.671 107.518 2.040
202106 1.225 108.486 1.482
202109 1.498 109.435 1.797
202112 0.333 110.384 0.396
202203 2.037 113.968 2.346
202206 1.672 115.760 1.896
202209 0.270 118.818 0.298
202212 -0.928 119.345 -1.021
202303 0.079 122.402 0.085
202306 -0.390 123.140 -0.416
202309 -0.134 124.195 -0.142
202312 3.329 123.773 3.530
202403 0.435 125.038 0.457
202406 0.346 125.882 0.361
202409 0.244 126.198 0.254
202412 0.710 127.041 0.734
202503 0.783 127.779 0.804
202506 0.675 128.412 0.690
202509 0.710 129.255 0.721
202512 1.465 129.361 1.486
202603 1.074 131.258 1.074

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of CHF4.89 mean?
Hypoport AG (XSWX:HYQ) has a E10 of CHF4.89 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hypoport AG and its competitors.
Is Hypoport AG's E10 too high?
Hypoport AG's current E10 is CHF4.89. Overall, Hypoport AG has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's E10 compare to V and MA?
Hypoport AG's E10 of CHF4.89 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hypoport AG and its competitors. Hypoport AG's current E10 is CHF4.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (XSWX:HYQ) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF257.12, compared to a current price of CHF77.80 — trading 69.7% below its estimated fair value. The current E10 is CHF4.89. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current E10 is CHF4.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?

Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued. The current stock price of CHF77.80 is trading 69.7% below its estimated GF Value™ of CHF257.12. GuruFocus considers Hypoport AG to be Significantly Undervalued.

Key valuation signals for XSWX:HYQ:

  • E10: CHF4.89
  • GF Value™: CHF257.12 vs. price of CHF77.80 (69.7% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypoport AG Business Description

Address Heidestrasse 8, Berlin, BB, DEU, 10557
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score

Get the complete analysis for XSWX:HYQ

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF77.80
Price
CHF257.12
GF Value