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Hypoport AGXSWX:HYQ -5.29%66 Equity-to-Asset is 0.57 as of Jun. 2026, which is 12% above its 10-year median of 0.51. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF206.26. The stock has 4 warning signs investors should review. Among 554 Credit Services companies, Hypoport AG ranks better than 65.7% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Hypoport AG's Total Stockholders Equity for the quarter that ended in Jun. 2026 was CHF353.7 Mil. Hypoport AG's Total Assets for the quarter that ended in Jun. 2026 was CHF619.4 Mil.
Therefore, Hypoport AG's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.57.
The historical rank and industry rank for Hypoport AG's Equity-to-Asset or its related term are showing as below:
XSWX:HYQ'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.4 Med: 0.51 Max: 0.59
Current: 0.57
During the past 13 years, the highest Equity to Asset Ratio of Hypoport AG was 0.59. The lowest was 0.40. And the median was 0.51.
XSWX:HYQ's Equity-to-Asset is ranked better than 65.7% of 554
companies
in the Credit Services industry
Industry Median: 0.4
vs XSWX:HYQ: 0.57
Hypoport AG (XSWX:HYQ) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Hypoport AG Equity-to-Asset Related Terms
Hypoport AG Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Hypoport AG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:HYQ vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Hypoport AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypoport AG Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hypoport AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Hypoport AG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Hypoport AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypoport AG (XSWX:HYQ) has a Equity-to-Asset of 0.57 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hypoport AG and its competitors. This is 12% above median its historical median of 0.51. Over the past decade, Hypoport AG's Equity-to-Asset has ranged from 0.40 to 0.59. According to the industry distribution chart, Hypoport AG ranks #190 out of 554 companies in the Credit Services industry, placing it in the top 34.3%.
Is Hypoport AG's Equity-to-Asset too high?
Hypoport AG's current Equity-to-Asset of 0.57 is 12% above median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.59. The Credit Services industry median Equity-to-Asset is 0.40. Hypoport AG's value of 0.57 is 42.5% above this industry median. Based on the distribution chart, Hypoport AG ranks #190 out of 554 companies in the Credit Services industry, which is above the industry midpoint. Overall, Hypoport AG has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #190 out of 554 companies for Equity-to-Asset. This puts Hypoport AG in the upper half of its industry. The industry median Equity-to-Asset is 0.40. Hypoport AG's value of 0.57 is 42.5% above this benchmark. Historically, Hypoport AG's own Equity-to-Asset has ranged from 0.40 to 0.59 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 0.40, Hypoport AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypoport AG's current Equity-to-Asset of 0.57 is 42.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hypoport AG and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypoport AG's current Equity-to-Asset is 0.57, which is 12% above median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Hypoport AG (XSWX:HYQ) has a current Equity-to-Asset of 0.57. The stock's GF Value™ is CHF206.26, compared to a current price of CHF74.30 — trading 64% below its estimated fair value. The current Equity-to-Asset is 0.57, which is 12% above median its 10-year median of 0.51 and 42.5% above the Credit Services industry median of 0.40. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current Equity-to-Asset is 0.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?
Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued.
The current stock price of CHF74.30 is trading 64% below its estimated GF Value™ of CHF206.26.
Key valuation signals for XSWX:HYQ:
Equity-to-Asset: 0.57 (12% above median its 10-year median of 0.51)
GF Value™: CHF206.26 vs. price of CHF74.30 (64% below fair value)
Industry Position: 42.5% above the Credit Services median (#190 of 554)
No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score
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