Hypoport AGXSWX:HYQ +5.85%66 Interest Coverage is 11.48 as of Mar. 2026, which is 9% below its 10-year median of 12.60. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF257.12 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 164 Credit Services companies, Hypoport AG ranks worse than 70.12% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Hypoport AG's
Operating Income
for the
three
months ended in Mar. 2026 was CHF10.6 Mil. Hypoport AG's Interest Expense for the
three
months ended in Mar. 2026 was CHF-0.9 Mil.
Hypoport AG's interest coverage for the quarter that ended in Mar. 2026 was 11.48.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Hypoport AG's Interest Coverage or its related term are showing as below:
XSWX:HYQ'
s Interest Coverage Range Over the Past 10 Years
Min: 3.32 Med: 12.6 Max: 37.18
Current: 7.08
XSWX:HYQ's Interest Coverage is ranked worse than 70.12% of 164
companies
in the Credit Services industry
Industry Median: 49.41
vs XSWX:HYQ: 7.08
Hypoport AG (XSWX:HYQ) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hypoport AG Interest Coverage Related Terms
Hypoport AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for Hypoport AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:HYQ vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Hypoport AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypoport AG Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hypoport AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hypoport AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypoport AG (XSWX:HYQ) has a Interest Coverage of 11.48 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hypoport AG and its competitors. This is near median its historical median of 12.60. Over the past decade, Hypoport AG's Interest Coverage has ranged from 3.32 to 37.18. According to the industry distribution chart, Hypoport AG ranks #115 out of 164 companies in the Credit Services industry, placing it in the top 70.1%.
Is Hypoport AG's Interest Coverage too high?
Hypoport AG's current Interest Coverage of 11.48 is near median its 10-year median of 12.60. Over the past 10 years, this metric has ranged from a low of 3.32 to a high of 37.18. The Credit Services industry median Interest Coverage is 49.41. Hypoport AG's value of 11.48 is 76.8% below this industry median. Based on the distribution chart, Hypoport AG ranks #115 out of 164 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hypoport AG has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #115 out of 164 companies for Interest Coverage. This places Hypoport AG in the lower half of its industry. The industry median Interest Coverage is 49.41. Hypoport AG's value of 11.48 is 76.8% below this benchmark. Historically, Hypoport AG's own Interest Coverage has ranged from 3.32 to 37.18 over the past decade. While the company's 10-year median is 12.60 vs. the industry median of 49.41, Hypoport AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypoport AG's current Interest Coverage of 11.48 is 76.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hypoport AG and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypoport AG's current Interest Coverage is 11.48, which is near median its own 10-year median of 12.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (XSWX:HYQ) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF257.12, compared to a current price of CHF77.80 — trading 69.7% below its estimated fair value. The current Interest Coverage is 11.48, which is near median its 10-year median of 12.60 and 76.8% below the Credit Services industry median of 49.41. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current Interest Coverage is 11.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?
Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued.
The current stock price of CHF77.80 is trading 69.7% below its estimated GF Value™ of CHF257.12.
GuruFocus considers Hypoport AG to be Significantly Undervalued.
Key valuation signals for XSWX:HYQ:
Interest Coverage: 11.48 (near median its 10-year median of 12.60)
GF Value™: CHF257.12 vs. price of CHF77.80 (69.7% below fair value)
Industry Position: 76.8% below the Credit Services median (#115 of 164)
No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score
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