Hypoport AG (XSWX:HYQ) Cyclically Adjusted Book per Share: CHF47.96 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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XSWX:HYQ Hypoport AG XSWX:HYQ
66 GF Score
Price CHF79.75
GF Value CHF194.40
! 4 Warning Signs
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What is Hypoport AG Cyclically Adjusted Book per Share?

Hypoport AG XSWX:HYQ +1.72% 66 Cyclically Adjusted Book per Share is CHF47.96 as of Mar. 2026. GuruFocus rates XSWX:HYQ with a GF Score™ of 66/100 and a GF Value™ of CHF194.40. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Hypoport AG's adjusted book value per share for the three months ended in Mar. 2026 was CHF51.827. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CHF47.96 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hypoport AG's average Cyclically Adjusted Book Growth Rate was 16.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 18.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 23.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Hypoport AG was 28.30% per year. The lowest was 18.70% per year. And the median was 26.30% per year.

As of today (2026-08-09), Hypoport AG's current stock price is CHF79.75. Hypoport AG's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was CHF47.96. Hypoport AG's Cyclically Adjusted PB Ratio of today is 1.66.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hypoport AG was 43.88. The lowest was 1.86. And the median was 12.51.


Hypoport AG  (XSWX:HYQ) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Hypoport AG's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=79.75/47.96
=1.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hypoport AG was 43.88. The lowest was 1.86. And the median was 12.51.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Hypoport AG Cyclically Adjusted Book per Share Related Terms


Hypoport AG Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Hypoport AG's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypoport AG Cyclically Adjusted Book per Share Chart

Hypoport AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.86 59.07 0.00 0.00 0.00

Hypoport AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 47.96

XSWX:HYQ vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Hypoport AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypoport AG Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hypoport AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Hypoport AG's Cyclically Adjusted PB Ratio falls into.


XSWX:HYQ
66GF Score
Hypoport AG XSWX:HYQ
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hypoport AG Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hypoport AG's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=51.827/131.2583*131.2583
=51.827

Current CPI (Mar. 2026) = 131.2583.

Hypoport AG Quarterly Data

Book Value per Share CPI Adj_Book
201606 10.742 100.717 13.999
201609 11.547 101.017 15.004
201612 11.551 101.217 14.979
201703 12.488 101.417 16.163
201706 13.655 102.117 17.552
201709 15.171 102.717 19.386
201712 16.226 102.617 20.755
201803 17.472 102.917 22.283
201806 26.217 104.017 33.083
201809 26.644 104.718 33.397
201812 27.664 104.217 34.842
201903 28.869 104.217 36.360
201906 29.563 105.718 36.705
201909 30.213 106.018 37.406
201912 31.085 105.818 38.558
202003 33.797 105.718 41.962
202006 34.922 106.618 42.993
202009 36.055 105.818 44.723
202012 37.826 105.518 47.054
202103 40.453 107.518 49.385
202106 41.276 108.486 49.940
202109 42.546 109.435 51.031
202112 41.591 110.384 49.456
202203 43.036 113.968 49.565
202206 44.812 115.760 50.811
202209 42.325 118.818 46.757
202212 42.538 119.345 46.784
202303 47.613 122.402 51.058
202306 46.481 123.140 49.545
202309 45.611 124.195 48.205
202312 47.888 123.773 50.784
202403 49.340 125.038 51.794
202406 49.496 125.882 51.610
202409 48.631 126.198 50.581
202412 49.422 127.041 51.063
202503 51.361 127.779 52.759
202506 51.218 128.412 52.353
202509 51.741 129.255 52.543
202512 52.729 129.361 53.503
202603 51.827 131.258 51.827

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of CHF47.96 mean?
Hypoport AG (XSWX:HYQ) has a Cyclically Adjusted Book per Share of CHF47.96 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hypoport AG and its competitors.
Is Hypoport AG's Cyclically Adjusted Book per Share too high?
Hypoport AG's current Cyclically Adjusted Book per Share is CHF47.96. Overall, Hypoport AG has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Cyclically Adjusted Book per Share compare to V and MA?
Hypoport AG's Cyclically Adjusted Book per Share of CHF47.96 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hypoport AG and its competitors. Hypoport AG's current Cyclically Adjusted Book per Share is CHF47.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Hypoport AG (XSWX:HYQ) has a current Cyclically Adjusted Book per Share of CHF47.96. The stock's GF Value™ is CHF194.40, compared to a current price of CHF79.75 — trading 59% below its estimated fair value. The current Cyclically Adjusted Book per Share is CHF47.96. Hypoport AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Hypoport AG (XSWX:HYQ), the current Cyclically Adjusted Book per Share is CHF47.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypoport AG (XSWX:HYQ) Overvalued in 2026?

Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued. The current stock price of CHF79.75 is trading 59% below its estimated GF Value™ of CHF194.40.

Key valuation signals for XSWX:HYQ:

  • Cyclically Adjusted Book per Share: CHF47.96
  • GF Value™: CHF194.40 vs. price of CHF79.75 (59% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the XSWX:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypoport AG Business Description

Address Heidestrasse 8, Berlin, BB, DEU, 10557
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
66GF Score

Get the complete analysis for XSWX:HYQ

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF79.75
Price
CHF194.40
GF Value