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Zur Shamir HoldingsXTAE:ZUR +0.37%93 Current Ratio is 1.41 as of Jun. 2026, which is 10% above its 10-year median of 1.28. GuruFocus rates XTAE:ZUR with a GF Score™ of 93/100 and a GF Value™ of ₪10.32 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 64 Insurance companies, Zur Shamir Holdings ranks worse than 65.63% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Zur Shamir Holdings's current ratio for the quarter that ended in Jun. 2026 was 1.41.
Zur Shamir Holdings has a current ratio of 1.41. It generally indicates good short-term financial strength.
The historical rank and industry rank for Zur Shamir Holdings's Current Ratio or its related term are showing as below:
XTAE:ZUR'
s Current Ratio Range Over the Past 10 Years
Min: 0.95 Med: 1.28 Max: 1.5
Current: 1.41
During the past 13 years, Zur Shamir Holdings's highest Current Ratio was 1.50. The lowest was 0.95. And the median was 1.28.
XTAE:ZUR's Current Ratio is ranked worse than 65.63% of 64
companies
in the Insurance industry
Industry Median: 1.72
vs XTAE:ZUR: 1.41
Zur Shamir Holdings (XTAE:ZUR) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Zur Shamir Holdings Current Ratio Related Terms
Zur Shamir Holdings Current Ratio Historical Data
* Premium members only.
The historical data trend for Zur Shamir Holdings's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:ZUR vs CB, PGR, TRV: Current Ratio Comparison
For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zur Shamir Holdings Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Zur Shamir Holdings's Current Ratio distribution charts can be found below:
* The bar in red indicates where Zur Shamir Holdings's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zur Shamir Holdings (XTAE:ZUR) has a Current Ratio of 1.41 as of Jun. 2026. This is 10% above median its historical median of 1.28. Over the past decade, Zur Shamir Holdings' Current Ratio has ranged from 0.95 to 1.50. According to the industry distribution chart, Zur Shamir Holdings ranks #42 out of 64 companies in the Insurance industry, placing it in the top 65.6%.
Is Zur Shamir Holdings' Current Ratio too high?
Zur Shamir Holdings' current Current Ratio of 1.41 is 10% above median its 10-year median of 1.28. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 1.50. The Insurance industry median Current Ratio is 1.72. Zur Shamir Holdings' value of 1.41 is 18% below this industry median. Based on the distribution chart, Zur Shamir Holdings ranks #42 out of 64 companies in the Insurance industry, which is below the industry midpoint. Overall, Zur Shamir Holdings has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' Current Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Zur Shamir Holdings ranks #42 out of 64 companies for Current Ratio. This places Zur Shamir Holdings in the lower half of its industry. The industry median Current Ratio is 1.72. Zur Shamir Holdings' value of 1.41 is 18% below this benchmark. Historically, Zur Shamir Holdings' own Current Ratio has ranged from 0.95 to 1.50 over the past decade. While the company's 10-year median is 1.28 vs. the industry median of 1.72, Zur Shamir Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.72, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zur Shamir Holdings's current Current Ratio of 1.41 is 18% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zur Shamir Holdings's current Current Ratio is 1.41, which is 10% above median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.32, compared to a current price of ₪13.80 — trading 33.7% above its estimated fair value. The current Current Ratio is 1.41, which is 10% above median its 10-year median of 1.28 and 18% below the Insurance industry median of 1.72. Zur Shamir Holdings' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current Current Ratio is 1.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?
Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued.
The current stock price of ₪13.80 is trading 33.7% above its estimated GF Value™ of ₪10.32.
GuruFocus considers Zur Shamir Holdings to be Significantly Overvalued.
Key valuation signals for XTAE:ZUR:
Current Ratio: 1.41 (10% above median its 10-year median of 1.28)
GF Value™: ₪10.32 vs. price of ₪13.80 (33.7% above fair value)
Industry Position: 18% below the Insurance median (#42 of 64)
No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
93GF Score
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