Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Zur Shamir HoldingsXTAE:ZUR 95 PS Ratio is 0.14 as of Sep. 14, 2026, which is 30% below its 10-year median of 0.20. GuruFocus rates XTAE:ZUR with a GF Score™ of 95/100 and a GF Value™ of ₪10.38 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 497 Insurance companies, Zur Shamir Holdings ranks better than 96.78% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Zur Shamir Holdings's share price is ₪13.39.
Zur Shamir Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₪94.87. Hence, Zur Shamir Holdings's PS Ratio for today is 0.14.
Warning Sign:
Zur Shamir Holdings Ltd stock PS Ratio (=0.14) is close to 3-year high of 0.15.
The historical rank and industry rank for Zur Shamir Holdings's PS Ratio or its related term are showing as below:
XTAE:ZUR'
s PS Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.2 Max: 0.38
Current: 0.14
During the past 13 years, Zur Shamir Holdings's highest PS Ratio was 0.38. The lowest was 0.05. And the median was 0.20.
XTAE:ZUR's PS Ratio is ranked better than 96.78% of 497
companies
in the Insurance industry
Industry Median: 1.11
vs XTAE:ZUR: 0.14
Zur Shamir Holdings Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Zur Shamir Holdings was 5.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 18.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 17.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 9.50% per year.
During the past 13 years, Zur Shamir Holdings's highest 3-Year average Revenue per Share Growth Rate was 23.40% per year. The lowest was -0.90% per year. And the median was 13.15% per year.
Zur Shamir Holdings (XTAE:ZUR) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Zur Shamir Holdings PS Ratio Related Terms
Zur Shamir Holdings PS Ratio Historical Data
* Premium members only.
The historical data trend for Zur Shamir Holdings's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zur Shamir Holdings PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Zur Shamir Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where Zur Shamir Holdings's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Zur Shamir Holdings's Share Price of today is ₪13.39. Zur Shamir Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪94.87.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Zur Shamir Holdings (XTAE:ZUR) has a PS Ratio of 0.14 as of Sep. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Zur Shamir Holdings and its competitors. This is 30% below median its historical median of 0.20. Over the past decade, Zur Shamir Holdings' PS Ratio has ranged from 0.05 to 0.38. According to the industry distribution chart, Zur Shamir Holdings ranks #16 out of 497 companies in the Insurance industry, placing it in the top 3.2%.
Is Zur Shamir Holdings' PS Ratio too high?
Zur Shamir Holdings' current PS Ratio of 0.14 is 30% below median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.38. The Insurance industry median PS Ratio is 1.11. Zur Shamir Holdings' value of 0.14 is 87.4% below this industry median. Based on the distribution chart, Zur Shamir Holdings ranks #16 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Zur Shamir Holdings has a GF Score™ of 95/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Zur Shamir Holdings ranks #16 out of 497 companies for PS Ratio. This places Zur Shamir Holdings in the top 3% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.11. Zur Shamir Holdings' value of 0.14 is 87.4% below this benchmark. Historically, Zur Shamir Holdings' own PS Ratio has ranged from 0.05 to 0.38 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 1.11, Zur Shamir Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.11, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zur Shamir Holdings's current PS Ratio of 0.14 is 87.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Zur Shamir Holdings and its competitors. For the Insurance industry, the median PS Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zur Shamir Holdings's current PS Ratio is 0.14, which is 30% below median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Modestly Overvalued. The stock's GF Value™ is ₪10.38, compared to a current price of ₪13.39 — trading 29% above its estimated fair value. The current PS Ratio is 0.14, which is 30% below median its 10-year median of 0.20 and 87.4% below the Insurance industry median of 1.11. Zur Shamir Holdings' overall GF Score™ is 95/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current PS Ratio is 0.14 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?
Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued.
The current stock price of ₪13.39 is trading 29% above its estimated GF Value™ of ₪10.38.
GuruFocus considers Zur Shamir Holdings to be Modestly Overvalued.
Key valuation signals for XTAE:ZUR:
PS Ratio: 0.14 (30% below median its 10-year median of 0.20)
GF Value™: ₪10.38 vs. price of ₪13.39 (29% above fair value)
Industry Position: 87.4% below the Insurance median (#16 of 497)
No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
95GF Score
Get the complete analysis for XTAE:ZUR
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XTAE:ZUR has been successfully added to your 
