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Zur Shamir HoldingsXTAE:ZUR +0.37%93 Quick Ratio is 1.41 as of Jun. 2026, which is 10% above its 10-year median of 1.28. GuruFocus rates XTAE:ZUR with a GF Score™ of 93/100 and a GF Value™ of ₪10.32 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 64 Insurance companies, Zur Shamir Holdings ranks worse than 62.5% on this metric.
Zur Shamir Holdings (XTAE:ZUR) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Zur Shamir Holdings Quick Ratio Related Terms
Zur Shamir Holdings Quick Ratio Historical Data
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The historical data trend for Zur Shamir Holdings's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zur Shamir Holdings Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Zur Shamir Holdings's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Zur Shamir Holdings's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Zur Shamir Holdings's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zur Shamir Holdings (XTAE:ZUR) has a Quick Ratio of 1.41 as of Jun. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Zur Shamir Holdings and its competitors. This is 10% above median its historical median of 1.28. Over the past decade, Zur Shamir Holdings' Quick Ratio has ranged from 0.95 to 1.50. According to the industry distribution chart, Zur Shamir Holdings ranks #40 out of 64 companies in the Insurance industry, placing it in the top 62.5%.
Is Zur Shamir Holdings' Quick Ratio too high?
Zur Shamir Holdings' current Quick Ratio of 1.41 is 10% above median its 10-year median of 1.28. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 1.50. The Insurance industry median Quick Ratio is 1.69. Zur Shamir Holdings' value of 1.41 is 16.6% below this industry median. Based on the distribution chart, Zur Shamir Holdings ranks #40 out of 64 companies in the Insurance industry, which is below the industry midpoint. Overall, Zur Shamir Holdings has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' Quick Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Zur Shamir Holdings ranks #40 out of 64 companies for Quick Ratio. This places Zur Shamir Holdings in the lower half of its industry. The industry median Quick Ratio is 1.69. Zur Shamir Holdings' value of 1.41 is 16.6% below this benchmark. Historically, Zur Shamir Holdings' own Quick Ratio has ranged from 0.95 to 1.50 over the past decade. While the company's 10-year median is 1.28 vs. the industry median of 1.69, Zur Shamir Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.69, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zur Shamir Holdings's current Quick Ratio of 1.41 is 16.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Zur Shamir Holdings and its competitors. For the Insurance industry, the median Quick Ratio is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zur Shamir Holdings's current Quick Ratio is 1.41, which is 10% above median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.32, compared to a current price of ₪13.68 — trading 32.6% above its estimated fair value. The current Quick Ratio is 1.41, which is 10% above median its 10-year median of 1.28 and 16.6% below the Insurance industry median of 1.69. Zur Shamir Holdings' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current Quick Ratio is 1.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?
Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued.
The current stock price of ₪13.68 is trading 32.6% above its estimated GF Value™ of ₪10.32.
GuruFocus considers Zur Shamir Holdings to be Significantly Overvalued.
Key valuation signals for XTAE:ZUR:
Quick Ratio: 1.41 (10% above median its 10-year median of 1.28)
GF Value™: ₪10.32 vs. price of ₪13.68 (32.6% above fair value)
Industry Position: 16.6% below the Insurance median (#40 of 64)
No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
93GF Score
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