Zur Shamir Holdings (XTAE:ZUR) E10: ₪1.39 (As of Jun. 2026)

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XTAE:ZUR Zur Shamir Holdings Ltd XTAE:ZUR
93 GF Score
Price ₪13.68
GF Value ₪10.32
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Zur Shamir Holdings E10?

Zur Shamir Holdings XTAE:ZUR +0.37% 93 E10 is ₪1.39 as of Jun. 2026. GuruFocus rates XTAE:ZUR with a GF Score™ of 93/100 and a GF Value™ of ₪10.32 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Zur Shamir Holdings's adjusted earnings per share data for the three months ended in Jun. 2026 was ₪0.550. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₪1.39 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Zur Shamir Holdings's average E10 Growth Rate was -100.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-02), Zur Shamir Holdings's current stock price is ₪13.68. Zur Shamir Holdings's E10 for the quarter that ended in Jun. 2026 was ₪1.39. Zur Shamir Holdings's Shiller PE Ratio of today is 9.84.

During the past 13 years, the highest Shiller PE Ratio of Zur Shamir Holdings was 11.51. The lowest was 4.99. And the median was 8.50.


Zur Shamir Holdings  (XTAE:ZUR) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Zur Shamir Holdings's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=13.68/1.39
=9.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Zur Shamir Holdings was 11.51. The lowest was 4.99. And the median was 8.50.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Zur Shamir Holdings E10 Related Terms


Zur Shamir Holdings E10 Historical Data

* Premium members only.

The historical data trend for Zur Shamir Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zur Shamir Holdings E10 Chart

Zur Shamir Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.08 1.22

Zur Shamir Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 1.16 1.22 1.31 1.39

XTAE:ZUR vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zur Shamir Holdings Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Zur Shamir Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Zur Shamir Holdings's Shiller PE Ratio falls into.


XTAE:ZUR
93GF Score
Zur Shamir Holdings Ltd XTAE:ZUR
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zur Shamir Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Zur Shamir Holdings's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.55/333.9520*333.9520
=0.550

Current CPI (Jun. 2026) = 333.9520.

Zur Shamir Holdings Quarterly Data

per share eps CPI Adj_EPS
201609 -0.140 241.428 -0.194
201612 0.220 241.432 0.304
201703 0.540 243.801 0.740
201706 0.140 244.955 0.191
201709 0.380 246.819 0.514
201712 0.450 246.524 0.610
201803 0.380 249.554 0.509
201806 0.210 251.989 0.278
201809 0.210 252.439 0.278
201812 -0.010 251.233 -0.013
201903 0.490 254.202 0.644
201906 0.480 256.143 0.626
201909 0.450 256.759 0.585
201912 0.510 256.974 0.663
202003 -0.560 258.115 -0.725
202006 0.450 257.797 0.583
202009 0.510 260.280 0.654
202012 0.410 260.474 0.526
202103 0.430 264.877 0.542
202106 0.270 271.696 0.332
202109 0.190 274.310 0.231
202112 1.120 278.802 1.342
202203 -0.190 287.504 -0.221
202206 -0.180 296.311 -0.203
202209 -0.020 296.808 -0.023
202212 -0.110 296.797 -0.124
202303 -0.050 301.836 -0.055
202306 -0.290 305.109 -0.317
202309 0.160 307.789 0.174
202312 0.700 306.746 0.762
202403 0.500 312.332 0.535
202406 -0.080 314.175 -0.085
202409 0.330 315.301 0.350
202412 0.530 315.605 0.561
202503 0.140 319.799 0.146
202506 0.330 322.561 0.342
202509 0.490 324.800 0.504
202512 0.990 324.054 1.020
202603 0.710 330.213 0.718
202606 0.550 333.952 0.550

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₪1.39 mean?
Zur Shamir Holdings (XTAE:ZUR) has a E10 of ₪1.39 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Zur Shamir Holdings and its competitors.
Is Zur Shamir Holdings' E10 too high?
Zur Shamir Holdings' current E10 is ₪1.39. Overall, Zur Shamir Holdings has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' E10 compare to CB and PGR?
Zur Shamir Holdings' E10 of ₪1.39 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Zur Shamir Holdings and its competitors. Zur Shamir Holdings's current E10 is ₪1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.32, compared to a current price of ₪13.68 — trading 32.6% above its estimated fair value. The current E10 is ₪1.39. Zur Shamir Holdings' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current E10 is ₪1.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?

Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued. The current stock price of ₪13.68 is trading 32.6% above its estimated GF Value™ of ₪10.32. GuruFocus considers Zur Shamir Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:ZUR:

  • E10: ₪1.39
  • GF Value™: ₪10.32 vs. price of ₪13.68 (32.6% above fair value)
  • GF Score™: 93/100 with 8 warning signs

No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zur Shamir Holdings Business Description

Address 35 Efal Street, Petach Tikva, ISR, 4951132
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
93GF Score

Get the complete analysis for XTAE:ZUR

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪13.68
Price
₪10.32
GF Value