Zur Shamir Holdings (XTAE:ZUR) Days Payable: 87.10 (As of Jun. 2026) — 50% Below Median

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XTAE:ZUR Zur Shamir Holdings Ltd XTAE:ZUR
93 GF Score
Price ₪13.68
GF Value ₪10.32
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Zur Shamir Holdings Days Payable?

Zur Shamir Holdings XTAE:ZUR +0.37% 93 Days Payable is 87.10 as of Jun. 2026, which is 50% below its 10-year median of 173.10. GuruFocus rates XTAE:ZUR with a GF Score™ of 93/100 and a GF Value™ of ₪10.32 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 53 Insurance companies, Zur Shamir Holdings ranks better than 60.38% on this metric.

Zur Shamir Holdings's average Accounts Payable for the three months ended in Jun. 2026 was ₪984 Mil. Zur Shamir Holdings's Cost of Goods Sold for the three months ended in Jun. 2026 was ₪1,031 Mil. Hence, Zur Shamir Holdings's Days Payable for the three months ended in Jun. 2026 was 87.10.

The historical rank and industry rank for Zur Shamir Holdings's Days Payable or its related term are showing as below:

XTAE:ZUR' s Days Payable Range Over the Past 10 Years
Min: 59.27   Med: 173.1   Max: 213.01
Current: 70.29

During the past 13 years, Zur Shamir Holdings's highest Days Payable was 213.01. The lowest was 59.27. And the median was 173.10.

XTAE:ZUR's Days Payable is ranked better than
60.38% of 53 companies
in the Insurance industry
Industry Median: 52.56 vs XTAE:ZUR: 70.29

Zur Shamir Holdings's Days Payable increased from Jun. 2025 (64.33) to Jun. 2026 (87.10). It may suggest that Zur Shamir Holdings delayed paying its suppliers.


Zur Shamir Holdings Days Payable Historical Data

* Premium members only.

The historical data trend for Zur Shamir Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zur Shamir Holdings Days Payable Chart

Zur Shamir Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 209.76 204.22 141.98 59.27 63.74

Zur Shamir Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 64.33 62.43 53.29 90.05 87.10

XTAE:ZUR vs CB, PGR, TRV: Days Payable Comparison

For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zur Shamir Holdings Days Payable vs Insurance Industry

For the Insurance industry and Financial Services sector, Zur Shamir Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where Zur Shamir Holdings's Days Payable falls into.


XTAE:ZUR
93GF Score
Zur Shamir Holdings Ltd XTAE:ZUR
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Zur Shamir Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Zur Shamir Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (700.007 + 943.517) / 2 ) / 4705.76*365
=821.762 / 4705.76*365
=63.74

Zur Shamir Holdings's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (983.3 + 985.056) / 2 ) / 1031.083*365 / 4
=984.178 / 1031.083*365 / 4
=87.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 87.10 mean?
Zur Shamir Holdings (XTAE:ZUR) has a Days Payable of 87.10 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Zur Shamir Holdings and its competitors. This is 50% below median its historical median of 173.10. Over the past decade, Zur Shamir Holdings' Days Payable has ranged from 59.27 to 213.01. According to the industry distribution chart, Zur Shamir Holdings ranks #21 out of 53 companies in the Insurance industry, placing it in the top 39.6%.
Is Zur Shamir Holdings' Days Payable too high?
Zur Shamir Holdings' current Days Payable of 87.10 is 50% below median its 10-year median of 173.10. Over the past 10 years, this metric has ranged from a low of 59.27 to a high of 213.01. The Insurance industry median Days Payable is 52.56. Zur Shamir Holdings' value of 87.10 is 65.7% above this industry median. Based on the distribution chart, Zur Shamir Holdings ranks #21 out of 53 companies in the Insurance industry, which is above the industry midpoint. Overall, Zur Shamir Holdings has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' Days Payable compare to CB and PGR?
According to the Insurance industry distribution chart, Zur Shamir Holdings ranks #21 out of 53 companies for Days Payable. This puts Zur Shamir Holdings in the upper half of its industry. The industry median Days Payable is 52.56. Zur Shamir Holdings' value of 87.10 is 65.7% above this benchmark. Historically, Zur Shamir Holdings' own Days Payable has ranged from 59.27 to 213.01 over the past decade. While the company's 10-year median is 173.10 vs. the industry median of 52.56, Zur Shamir Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 52.56, based on 53 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zur Shamir Holdings's current Days Payable of 87.10 is 65.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Zur Shamir Holdings and its competitors. For the Insurance industry, the median Days Payable is 52.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zur Shamir Holdings's current Days Payable is 87.10, which is 50% below median its own 10-year median of 173.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.32, compared to a current price of ₪13.68 — trading 32.6% above its estimated fair value. The current Days Payable is 87.10, which is 50% below median its 10-year median of 173.10 and 65.7% above the Insurance industry median of 52.56. Zur Shamir Holdings' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current Days Payable is 87.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?

Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued. The current stock price of ₪13.68 is trading 32.6% above its estimated GF Value™ of ₪10.32. GuruFocus considers Zur Shamir Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:ZUR:

  • Days Payable: 87.10 (50% below median its 10-year median of 173.10)
  • GF Value™: ₪10.32 vs. price of ₪13.68 (32.6% above fair value)
  • GF Score™: 93/100 with 8 warning signs
  • Industry Position: 65.7% above the Insurance median (#21 of 53)

No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zur Shamir Holdings Business Description

Address 35 Efal Street, Petach Tikva, ISR, 4951132
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
93GF Score

Get the complete analysis for XTAE:ZUR

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪13.68
Price
₪10.32
GF Value