Zur Shamir Holdings (XTAE:ZUR) ROE % Adjusted to Book Value: 20.23% (As of Jun. 2026)

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XTAE:ZUR Zur Shamir Holdings Ltd XTAE:ZUR
93 GF Score
Price ₪13.68
GF Value ₪10.32
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Zur Shamir Holdings ROE % Adjusted to Book Value?

Zur Shamir Holdings XTAE:ZUR +0.37% 93 ROE % Adjusted to Book Value is 20.23% as of Jun. 2026. GuruFocus rates XTAE:ZUR with a GF Score™ of 93/100 and a GF Value™ of ₪10.32 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Zur Shamir Holdings's ROE % for the quarter that ended in Jun. 2026 was 19.22%. Zur Shamir Holdings's PB Ratio for the quarter that ended in Jun. 2026 was 0.95. Zur Shamir Holdings's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 20.23%.


Zur Shamir Holdings ROE % Adjusted to Book Value Related Terms


Zur Shamir Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for Zur Shamir Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zur Shamir Holdings ROE % Adjusted to Book Value Chart

Zur Shamir Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.76 -7.89 10.54 15.23 18.01

Zur Shamir Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.96 20.45 34.10 26.80 20.23

XTAE:ZUR vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zur Shamir Holdings ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Zur Shamir Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Zur Shamir Holdings's ROE % Adjusted to Book Value falls into.


XTAE:ZUR
93GF Score
Zur Shamir Holdings Ltd XTAE:ZUR
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zur Shamir Holdings ROE % Adjusted to Book Value Calculation

Zur Shamir Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.91% / 1.05
=18.01%

Zur Shamir Holdings's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.22% / 0.95
=20.23%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 20.23% mean?
Zur Shamir Holdings (XTAE:ZUR) has a ROE % Adjusted to Book Value of 20.23% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Zur Shamir Holdings and its competitors.
Is Zur Shamir Holdings' ROE % Adjusted to Book Value too high?
Zur Shamir Holdings' current ROE % Adjusted to Book Value is 20.23%. Overall, Zur Shamir Holdings has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' ROE % Adjusted to Book Value compare to CB and PGR?
Zur Shamir Holdings' ROE % Adjusted to Book Value of 20.23% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Zur Shamir Holdings and its competitors. Zur Shamir Holdings's current ROE % Adjusted to Book Value is 20.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.32, compared to a current price of ₪13.68 — trading 32.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 20.23%. Zur Shamir Holdings' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current ROE % Adjusted to Book Value is 20.23% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?

Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued. The current stock price of ₪13.68 is trading 32.6% above its estimated GF Value™ of ₪10.32. GuruFocus considers Zur Shamir Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:ZUR:

  • ROE % Adjusted to Book Value: 20.23%
  • GF Value™: ₪10.32 vs. price of ₪13.68 (32.6% above fair value)
  • GF Score™: 93/100 with 8 warning signs

No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zur Shamir Holdings Business Description

Address 35 Efal Street, Petach Tikva, ISR, 4951132
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
93GF Score

Get the complete analysis for XTAE:ZUR

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪13.68
Price
₪10.32
GF Value