Zur Shamir Holdings (XTAE:ZUR) Scaled Net Operating Assets: -0.14 (As of Jun. 2026)

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XTAE:ZUR Zur Shamir Holdings Ltd XTAE:ZUR
93 GF Score
Price ₪13.68
GF Value ₪10.32
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Zur Shamir Holdings Scaled Net Operating Assets?

Zur Shamir Holdings XTAE:ZUR +0.37% 93 Scaled Net Operating Assets is -0.14 as of Jun. 2026. GuruFocus rates XTAE:ZUR with a GF Score™ of 93/100 and a GF Value™ of ₪10.32 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Zur Shamir Holdings's operating assets for the quarter that ended in Jun. 2026 was ₪17,560 Mil. Zur Shamir Holdings's operating liabilities for the quarter that ended in Jun. 2026 was ₪20,804 Mil. Zur Shamir Holdings's Total Assets for the quarter that ended in Mar. 2026 was ₪23,642 Mil. Therefore, Zur Shamir Holdings's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was -0.14.


Zur Shamir Holdings Scaled Net Operating Assets Historical Data

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The historical data trend for Zur Shamir Holdings's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zur Shamir Holdings Scaled Net Operating Assets Chart

Zur Shamir Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.05 -0.03 -0.02 -0.10 -0.15

Zur Shamir Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.11 -0.14 -0.13 -0.14 -0.14

XTAE:ZUR vs CB, PGR, TRV: Scaled Net Operating Assets Comparison

For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zur Shamir Holdings Scaled Net Operating Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Zur Shamir Holdings's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Zur Shamir Holdings's Scaled Net Operating Assets falls into.


XTAE:ZUR
93GF Score
Zur Shamir Holdings Ltd XTAE:ZUR
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Zur Shamir Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Zur Shamir Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(17562.138-20660.819)/20710.48
=-0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=23924.469 - 6362.331
=17562.138

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=20660.819 - 0 - 0
=20660.819

Zur Shamir Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(17559.65-20804.098)/23642.118
=-0.14

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=24128.67 - 6569.02
=17559.65

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=20804.098 - 0 - 0
=20804.098

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.14 mean?
Zur Shamir Holdings (XTAE:ZUR) has a Scaled Net Operating Assets of -0.14 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Zur Shamir Holdings and its competitors.
Is Zur Shamir Holdings' Scaled Net Operating Assets too high?
Zur Shamir Holdings' current Scaled Net Operating Assets is -0.14. Overall, Zur Shamir Holdings has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' Scaled Net Operating Assets compare to CB and PGR?
Zur Shamir Holdings' Scaled Net Operating Assets of -0.14 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Zur Shamir Holdings and its competitors. Zur Shamir Holdings's current Scaled Net Operating Assets is -0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.32, compared to a current price of ₪13.68 — trading 32.6% above its estimated fair value. The current Scaled Net Operating Assets is -0.14. Zur Shamir Holdings' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current Scaled Net Operating Assets is -0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?

Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued. The current stock price of ₪13.68 is trading 32.6% above its estimated GF Value™ of ₪10.32. GuruFocus considers Zur Shamir Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:ZUR:

  • Scaled Net Operating Assets: -0.14
  • GF Value™: ₪10.32 vs. price of ₪13.68 (32.6% above fair value)
  • GF Score™: 93/100 with 8 warning signs

No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zur Shamir Holdings Business Description

Address 35 Efal Street, Petach Tikva, ISR, 4951132
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
93GF Score

Get the complete analysis for XTAE:ZUR

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪13.68
Price
₪10.32
GF Value