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The historical data trend for Zur Shamir Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zur Shamir Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zur Shamir Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Zur Shamir Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zur Shamir Holdings (XTAE:ZUR) has a FCF Margin % of 26.34% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Zur Shamir Holdings and its competitors. According to the industry distribution chart, Zur Shamir Holdings ranks #364 out of 496 companies in the Insurance industry, placing it in the top 73.4%.
Is Zur Shamir Holdings' FCF Margin % too high?
Zur Shamir Holdings' current FCF Margin % is 26.34%. The Insurance industry median FCF Margin % is 9.11. Zur Shamir Holdings' value of 26.34% is 189.3% above this industry median. Based on the distribution chart, Zur Shamir Holdings ranks #364 out of 496 companies in the Insurance industry, which is below the industry midpoint. Overall, Zur Shamir Holdings has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Zur Shamir Holdings ranks #364 out of 496 companies for FCF Margin %. This places Zur Shamir Holdings in the lower half of its industry. The industry median FCF Margin % is 9.11. Zur Shamir Holdings' value of 26.34% is 189.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.11, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zur Shamir Holdings's current FCF Margin % of 26.34% is 189.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Zur Shamir Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zur Shamir Holdings's current FCF Margin % is 26.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.32, compared to a current price of ₪13.68 — trading 32.6% above its estimated fair value. The current FCF Margin % is 26.34% and 189.3% above the Insurance industry median of 9.11. Zur Shamir Holdings' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current FCF Margin % is 26.34% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?
Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued.
The current stock price of ₪13.68 is trading 32.6% above its estimated GF Value™ of ₪10.32.
GuruFocus considers Zur Shamir Holdings to be Significantly Overvalued.
Key valuation signals for XTAE:ZUR:
FCF Margin %: 26.34%
GF Value™: ₪10.32 vs. price of ₪13.68 (32.6% above fair value)
Industry Position: 189.3% above the Insurance median (#364 of 496)
No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
93GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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