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Zur Shamir HoldingsXTAE:ZUR +0.37%93 Gross Margin % is 34.13% as of Jun. 2026, which is 9% below its 10-year median of 37.39. GuruFocus rates XTAE:ZUR with a GF Score™ of 93/100 and a GF Value™ of ₪10.32 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 58 Insurance companies, Zur Shamir Holdings ranks worse than 70.69% on this metric.
Zur Shamir Holdings (XTAE:ZUR) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Zur Shamir Holdings had a gross margin of 34.13% for the quarter that ended in Jun. 2026 => Competition eroding margins
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Zur Shamir Holdings Gross Margin % Related Terms
Zur Shamir Holdings Gross Margin % Historical Data
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The historical data trend for Zur Shamir Holdings's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:ZUR vs CB, PGR, TRV: Gross Margin % Comparison
For the Insurance - Property & Casualty subindustry, Zur Shamir Holdings's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zur Shamir Holdings Gross Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zur Shamir Holdings's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Zur Shamir Holdings's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Zur Shamir Holdings (XTAE:ZUR) has a Gross Margin % of 34.13% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Zur Shamir Holdings and its competitors. This is near median its historical median of 37.39. Over the past decade, Zur Shamir Holdings' Gross Margin % has ranged from 23.24 to 42.41. According to the industry distribution chart, Zur Shamir Holdings ranks #41 out of 58 companies in the Insurance industry, placing it in the top 70.7%.
Is Zur Shamir Holdings' Gross Margin % too high?
Zur Shamir Holdings' current Gross Margin % of 34.13% is near median its 10-year median of 37.39. Over the past 10 years, this metric has ranged from a low of 23.24 to a high of 42.41. The Insurance industry median Gross Margin % is 42.35. Zur Shamir Holdings' value of 34.13% is 19.4% below this industry median. Based on the distribution chart, Zur Shamir Holdings ranks #41 out of 58 companies in the Insurance industry, which is below the industry midpoint. Overall, Zur Shamir Holdings has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zur Shamir Holdings' Gross Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Zur Shamir Holdings ranks #41 out of 58 companies for Gross Margin %. This places Zur Shamir Holdings in the lower half of its industry. The industry median Gross Margin % is 42.35. Zur Shamir Holdings' value of 34.13% is 19.4% below this benchmark. Historically, Zur Shamir Holdings' own Gross Margin % has ranged from 23.24 to 42.41 over the past decade. While the company's 10-year median is 37.39 vs. the industry median of 42.35, Zur Shamir Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for an Insurance company?
The median Gross Margin % among Insurance companies is 42.35, based on 58 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zur Shamir Holdings's current Gross Margin % of 34.13% is 19.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Zur Shamir Holdings and its competitors. For the Insurance industry, the median Gross Margin % is 42.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zur Shamir Holdings's current Gross Margin % is 34.13%, which is near median its own 10-year median of 37.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zur Shamir Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zur Shamir Holdings (XTAE:ZUR) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.32, compared to a current price of ₪13.68 — trading 32.6% above its estimated fair value. The current Gross Margin % is 34.13%, which is near median its 10-year median of 37.39 and 19.4% below the Insurance industry median of 42.35. Zur Shamir Holdings' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Zur Shamir Holdings (XTAE:ZUR), the current Gross Margin % is 34.13% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zur Shamir Holdings (XTAE:ZUR) Overvalued in 2026?
Based on GuruFocus' analysis, Zur Shamir Holdings stock appears to be overvalued.
The current stock price of ₪13.68 is trading 32.6% above its estimated GF Value™ of ₪10.32.
GuruFocus considers Zur Shamir Holdings to be Significantly Overvalued.
Key valuation signals for XTAE:ZUR:
Gross Margin %: 34.13% (near median its 10-year median of 37.39)
GF Value™: ₪10.32 vs. price of ₪13.68 (32.6% above fair value)
Industry Position: 19.4% below the Insurance median (#41 of 58)
No single metric tells the full story. See the XTAE:ZUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zur Shamir Holdings Ltd is engaged in providing services in the insurance market, consumer credit, and real estate. The company's operating segment includes life assurance and long term savings, Health insurance, General insurance, Granting of consumer credit and Investment property. General insurance segment includes the lines of a motor act, motor casco, property and others and other liabilities. The Granting of consumer credit segment Includes granting of consumer credit activity for the acquisition of vehicles and others. It generates maximum revenue from the General insurance segment.
93GF Score
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