IDLC Finance (DHA:IDLC) Cyclically Adjusted Book per Share: BDT0.00 (As of Jun. 2026)

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DHA:IDLC IDLC Finance PLC DHA:IDLC
86 GF Score
Price BDT46.50
GF Value BDT44.41
Valuation Fairly Valued
! 5 Warning Signs
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What is IDLC Finance Cyclically Adjusted Book per Share?

IDLC Finance DHA:IDLC -2.52% 86 Cyclically Adjusted Book per Share is BDT0.00 as of Jun. 2026. GuruFocus rates DHA:IDLC with a GF Score™ of 86/100 and a GF Value™ of BDT44.41 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

IDLC Finance's adjusted book value per share for the three months ended in Jun. 2026 was BDT49.108. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is BDT0.00 for the trailing ten years ended in Jun. 2026.

During the past 12 months, IDLC Finance's average Cyclically Adjusted Book Growth Rate was 8.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of IDLC Finance was 8.80% per year. The lowest was 8.80% per year. And the median was 8.80% per year.

As of today (2026-07-30), IDLC Finance's current stock price is BDT46.50. IDLC Finance's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was BDT0.00. IDLC Finance's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of IDLC Finance was 1.39. The lowest was 0.69. And the median was 1.01.


IDLC Finance  (DHA:IDLC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of IDLC Finance was 1.39. The lowest was 0.69. And the median was 1.01.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


IDLC Finance Cyclically Adjusted Book per Share Related Terms


IDLC Finance Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for IDLC Finance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDLC Finance Cyclically Adjusted Book per Share Chart

IDLC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 30.40 33.60 36.06 39.13

IDLC Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.93 38.71 39.13 40.43 0.00

DHA:IDLC vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, IDLC Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDLC Finance Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IDLC Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where IDLC Finance's Cyclically Adjusted PB Ratio falls into.


DHA:IDLC
86GF Score
IDLC Finance PLC DHA:IDLC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDLC Finance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, IDLC Finance's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=49.108/333.9520*333.9520
=49.108

Current CPI (Jun. 2026) = 333.9520.

IDLC Finance Quarterly Data

Book Value per Share CPI Adj_Book
201609 21.582 241.428 29.853
201612 22.694 241.432 31.391
201703 23.831 243.801 32.643
201706 25.069 244.955 34.177
201709 26.465 246.819 35.808
201712 27.487 246.524 37.235
201803 26.220 249.554 35.087
201806 27.444 251.989 36.371
201809 28.993 252.439 38.355
201812 29.756 251.233 39.553
201903 28.095 254.202 36.909
201906 29.170 256.143 38.031
201909 29.729 256.759 38.667
201912 30.585 256.974 39.747
202003 31.224 258.115 40.398
202006 29.159 257.797 37.773
202009 31.221 260.280 40.058
202012 33.249 260.474 42.628
202103 34.121 264.877 43.019
202106 35.845 271.696 44.058
202109 35.491 274.310 43.208
202112 36.632 278.802 43.878
202203 36.390 287.504 42.269
202206 37.341 296.311 42.085
202209 38.196 296.808 42.976
202212 39.514 296.797 44.461
202303 40.265 301.836 44.549
202306 39.729 305.109 43.485
202309 40.337 307.789 43.766
202312 40.842 306.746 44.464
202403 42.229 312.332 45.152
202406 41.737 314.175 44.364
202409 42.831 315.301 45.365
202412 43.772 315.605 46.317
202503 44.882 319.799 46.868
202506 44.785 322.561 46.367
202509 46.258 324.800 47.561
202512 47.579 324.054 49.032
202603 48.938 330.213 49.492
202606 49.108 333.952 49.108

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of BDT0.00 mean?
IDLC Finance (DHA:IDLC) has a Cyclically Adjusted Book per Share of BDT0.00 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on IDLC Finance and its competitors.
Is IDLC Finance's Cyclically Adjusted Book per Share too high?
IDLC Finance's current Cyclically Adjusted Book per Share is BDT0.00. Overall, IDLC Finance has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's Cyclically Adjusted Book per Share compare to V and MA?
IDLC Finance's Cyclically Adjusted Book per Share of BDT0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on IDLC Finance and its competitors. IDLC Finance's current Cyclically Adjusted Book per Share is BDT0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT44.41, compared to a current price of BDT46.50 — trading 4.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is BDT0.00. IDLC Finance's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current Cyclically Adjusted Book per Share is BDT0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDLC Finance (DHA:IDLC) Overvalued in 2026?

Based on GuruFocus' analysis, IDLC Finance stock appears to be overvalued. The current stock price of BDT46.50 is trading 4.7% above its estimated GF Value™ of BDT44.41. GuruFocus considers IDLC Finance to be Fairly Valued.

Key valuation signals for DHA:IDLC:

  • Cyclically Adjusted Book per Share: BDT0.00
  • GF Value™: BDT44.41 vs. price of BDT46.50 (4.7% above fair value)
  • GF Score™: 86/100 with 5 warning signs

No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDLC Finance Business Description

Address 57 Gulshan Avenue, Bay\'s Galleria, 1st Floor, Gulshan 1, Dhaka, BGD, 1212
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
86GF Score

Get the complete analysis for DHA:IDLC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT46.50
Price
BDT44.41
GF Value