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IDLC FinanceDHA:IDLC +4.48%72 EV-to-OCF is 1.11 as of Aug. 11, 2026, which is 29% below its 10-year median of 1.57. GuruFocus rates DHA:IDLC with a GF Score™ of 72/100 and a GF Value™ of BDT43.43 (Fairly Valued). The stock has 4 warning signs investors should review. Among 545 Credit Services companies, IDLC Finance ranks worse than 53.39% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, IDLC Finance's Enterprise Value is BDT21,606 Mil.
IDLC Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was BDT19,463 Mil. Therefore, IDLC Finance's EV-to-OCF for today is 1.11.
The historical rank and industry rank for IDLC Finance's EV-to-OCF or its related term are showing as below:
DHA:IDLC'
s EV-to-OCF Range Over the Past 10 Years
Min: -20.87 Med: 1.57 Max: 25.69
Current: 1.08
During the past 13 years, the highest EV-to-OCF of IDLC Finance was 25.69. The lowest was -20.87. And the median was 1.57.
DHA:IDLC's EV-to-OCF is ranked worse than 53.39% of 545
companies
in the Credit Services industry
Industry Median: -0.89
vs DHA:IDLC: 1.08
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
IDLC Finance's PE Ratio (TTM) for today is calculated as:
IDLC Finance's share price for today is BDT46.60.
IDLC Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT5.932.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
IDLC Finance EV-to-OCF Related Terms
IDLC Finance EV-to-OCF Historical Data
* Premium members only.
The historical data trend for IDLC Finance's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, IDLC Finance's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDLC Finance EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IDLC Finance's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where IDLC Finance's EV-to-OCF falls into.
IDLC Finance's current Enterprise Value is BDT21,606 Mil.
IDLC Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT19,463 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDLC Finance (DHA:IDLC) has a EV-to-OCF of 1.11 as of Aug. 11, 2026. This is 29% below median its historical median of 1.57. According to the industry distribution chart, IDLC Finance ranks #291 out of 545 companies in the Credit Services industry, placing it in the top 53.4%.
Is IDLC Finance's EV-to-OCF too high?
IDLC Finance's current EV-to-OCF of 1.11 is 29% below median its 10-year median of 1.57. Based on the distribution chart, IDLC Finance ranks #291 out of 545 companies in the Credit Services industry, which is below the industry midpoint. Overall, IDLC Finance has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, IDLC Finance ranks #291 out of 545 companies for EV-to-OCF. This places IDLC Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. IDLC Finance's current EV-to-OCF is 1.11, which is 29% below median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT43.43, compared to a current price of BDT46.60 — trading 7.3% above its estimated fair value. The current EV-to-OCF is 1.11, which is 29% below median its 10-year median of 1.57. IDLC Finance's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current EV-to-OCF is 1.11 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDLC Finance (DHA:IDLC) Overvalued in 2026?
Based on GuruFocus' analysis, IDLC Finance stock appears to be overvalued.
The current stock price of BDT46.60 is trading 7.3% above its estimated GF Value™ of BDT43.43.
GuruFocus considers IDLC Finance to be Fairly Valued.
Key valuation signals for DHA:IDLC:
EV-to-OCF: 1.11 (29% below median its 10-year median of 1.57)
GF Value™: BDT43.43 vs. price of BDT46.60 (7.3% above fair value)
No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
72GF Score
Get the complete analysis for DHA:IDLC
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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