IDLC Finance (DHA:IDLC) Moat Score: 0/10 (As of Jul. 01, 2026)


DHA:IDLC IDLC Finance PLC DHA:IDLC
85 GF Score
Price BDT41.40
GF Value BDT45.11
Valuation Fairly Valued
! 5 Warning Signs
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What is IDLC Finance Moat Score?

IDLC Finance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

IDLC Finance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes IDLC Finance might have No Moat - No discernible moat.

IDLC Finance  (DHA:IDLC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

IDLC Finance Moat Score Related Terms

DHA:IDLC
85GF Score
IDLC Finance PLC DHA:IDLC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is IDLC Finance (DHA:IDLC) Overvalued in 2026?

Based on GuruFocus' analysis, IDLC Finance stock appears to be undervalued. The current stock price of BDT41.40 is trading 8.2% below its estimated GF Value™ of BDT45.11. GuruFocus considers IDLC Finance to be Fairly Valued.

Key valuation signals for DHA:IDLC:

  • Moat Score: 0
  • GF Value™: BDT45.11 vs. price of BDT41.40 (8.2% below fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IDLC Finance Business Description

Address 57 Gulshan Avenue, Bay\'s Galleria, 1st Floor, Gulshan 1, Dhaka, BGD, 1212
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
85GF Score

Get the complete analysis for DHA:IDLC

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT41.40
Price
BDT45.11
GF Value