IDLC Finance (DHA:IDLC) Beginning Cash Position: BDT12,498 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:IDLC IDLC Finance PLC DHA:IDLC
88 GF Score
Price BDT43.90
GF Value BDT45.77
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is IDLC Finance Beginning Cash Position?

IDLC Finance DHA:IDLC -1.13% 88 Beginning Cash Position is BDT12,498 Mil as of Mar. 2026. GuruFocus rates DHA:IDLC with a GF Score™ of 88/100 and a GF Value™ of BDT45.77 (Fairly Valued). The stock has 4 warning signs investors should review.

IDLC Finance's Beginning Cash Position for the quarter that ended in Mar. 2026 was BDT12,498 Mil.

IDLC Finance's quarterly Beginning Cash Position declined from Sep. 2025 (BDT16,925 Mil) to Dec. 2025 (BDT7,350 Mil) but then increased from Dec. 2025 (BDT7,350 Mil) to Mar. 2026 (BDT12,498 Mil).

IDLC Finance's annual Beginning Cash Position declined from Dec. 2023 (BDT29,489 Mil) to Dec. 2024 (BDT18,281 Mil) and declined from Dec. 2024 (BDT18,281 Mil) to Dec. 2025 (BDT12,258 Mil).

IDLC Finance Beginning Cash Position Related Terms

IDLC Finance Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for IDLC Finance's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDLC Finance Beginning Cash Position Chart

IDLC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21,995.81 42,564.65 29,488.74 18,281.26 12,257.88

IDLC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,257.88 13,998.37 16,925.41 7,349.59 12,498.25
DHA:IDLC
88GF Score
IDLC Finance PLC DHA:IDLC
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDLC Finance Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of BDT12,498 Mil mean?
IDLC Finance (DHA:IDLC) has a Beginning Cash Position of BDT12,498 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on IDLC Finance and its competitors.
Is IDLC Finance's Beginning Cash Position too high?
IDLC Finance's current Beginning Cash Position is BDT12,498 Mil. Overall, IDLC Finance has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's Beginning Cash Position compare to V and MA?
IDLC Finance's Beginning Cash Position of BDT12,498 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on IDLC Finance and its competitors. IDLC Finance's current Beginning Cash Position is BDT12,498 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT45.77, compared to a current price of BDT43.90 — trading 4.1% below its estimated fair value. The current Beginning Cash Position is BDT12,498 Mil. IDLC Finance's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current Beginning Cash Position is BDT12,498 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDLC Finance (DHA:IDLC) Overvalued in 2026?

Based on GuruFocus' analysis, IDLC Finance stock appears to be undervalued. The current stock price of BDT43.90 is trading 4.1% below its estimated GF Value™ of BDT45.77. GuruFocus considers IDLC Finance to be Fairly Valued.

Key valuation signals for DHA:IDLC:

  • Beginning Cash Position: BDT12,498 Mil
  • GF Value™: BDT45.77 vs. price of BDT43.90 (4.1% below fair value)
  • GF Score™: 88/100 with 4 warning signs

No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IDLC Finance Business Description

Address 57 Gulshan Avenue, Bay\'s Galleria, 1st Floor, Gulshan 1, Dhaka, BGD, 1212
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
88GF Score

Get the complete analysis for DHA:IDLC

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT43.90
Price
BDT45.77
GF Value