IDLC Finance (DHA:IDLC) Cyclically Adjusted Revenue per Share: BDT38.52 (As of Jun. 2026)

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DHA:IDLC IDLC Finance PLC DHA:IDLC
87 GF Score
Price BDT41.90
GF Value BDT46.68
Valuation Modestly Undervalued
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What is IDLC Finance Cyclically Adjusted Revenue per Share?

IDLC Finance DHA:IDLC +2.44% 87 Cyclically Adjusted Revenue per Share is BDT38.52 as of Jun. 2026. GuruFocus rates DHA:IDLC with a GF Score™ of 87/100 and a GF Value™ of BDT46.68 (Modestly Undervalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

IDLC Finance's adjusted revenue per share for the three months ended in Jun. 2026 was BDT12.445. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is BDT38.52 for the trailing ten years ended in Jun. 2026.

During the past 12 months, IDLC Finance's average Cyclically Adjusted Revenue Growth Rate was 5.40% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 4.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of IDLC Finance was 4.40% per year. The lowest was 4.40% per year. And the median was 4.40% per year.

As of today (2026-09-16), IDLC Finance's current stock price is BDT41.90. IDLC Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was BDT38.52. IDLC Finance's Cyclically Adjusted PS Ratio of today is 1.09.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of IDLC Finance was 3.24. The lowest was 1.55. And the median was 2.34.


IDLC Finance  (DHA:IDLC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

IDLC Finance's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=41.90/38.519
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of IDLC Finance was 3.24. The lowest was 1.55. And the median was 2.34.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


IDLC Finance Cyclically Adjusted Revenue per Share Related Terms


IDLC Finance Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for IDLC Finance's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDLC Finance Cyclically Adjusted Revenue per Share Chart

IDLC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.17 30.95 32.72 34.45 36.70

IDLC Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.71 36.30 36.57 37.69 38.52

DHA:IDLC vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, IDLC Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDLC Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IDLC Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where IDLC Finance's Cyclically Adjusted PS Ratio falls into.


DHA:IDLC
87GF Score
IDLC Finance PLC DHA:IDLC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDLC Finance Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, IDLC Finance's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=12.445/333.9520*333.9520
=12.445

Current CPI (Jun. 2026) = 333.9520.

IDLC Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 6.076 241.428 8.405
201612 8.240 241.432 11.398
201703 6.817 243.801 9.338
201706 5.860 244.955 7.989
201709 6.417 246.819 8.682
201712 6.038 246.524 8.179
201803 6.283 249.554 8.408
201806 6.997 251.989 9.273
201809 7.550 252.439 9.988
201812 6.866 251.233 9.127
201903 7.276 254.202 9.559
201906 7.712 256.143 10.055
201909 7.527 256.759 9.790
201912 8.205 256.974 10.663
202003 7.227 258.115 9.350
202006 6.725 257.797 8.712
202009 7.804 260.280 10.013
202012 9.380 260.474 12.026
202103 8.364 264.877 10.545
202106 6.625 271.696 8.143
202109 6.658 274.310 8.106
202112 7.160 278.802 8.576
202203 6.927 287.504 8.046
202206 6.998 296.311 7.887
202209 6.713 296.808 7.553
202212 7.078 296.797 7.964
202303 7.158 301.836 7.920
202306 0.000 305.109 0.000
202309 7.915 307.789 8.588
202312 7.804 306.746 8.496
202403 8.169 312.332 8.734
202406 8.884 314.175 9.443
202409 10.147 315.301 10.747
202412 10.367 315.605 10.970
202503 10.566 319.799 11.034
202506 11.241 322.561 11.638
202509 12.098 324.800 12.439
202512 12.107 324.054 12.477
202603 12.717 330.213 12.861
202606 12.445 333.952 12.445

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of BDT38.52 mean?
IDLC Finance (DHA:IDLC) has a Cyclically Adjusted Revenue per Share of BDT38.52 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on IDLC Finance and its competitors.
Is IDLC Finance's Cyclically Adjusted Revenue per Share too high?
IDLC Finance's current Cyclically Adjusted Revenue per Share is BDT38.52. Overall, IDLC Finance has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's Cyclically Adjusted Revenue per Share compare to V and MA?
IDLC Finance's Cyclically Adjusted Revenue per Share of BDT38.52 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on IDLC Finance and its competitors. IDLC Finance's current Cyclically Adjusted Revenue per Share is BDT38.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT46.68, compared to a current price of BDT41.90 — trading 10.2% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is BDT38.52. IDLC Finance's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current Cyclically Adjusted Revenue per Share is BDT38.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDLC Finance (DHA:IDLC) Overvalued in 2026?

Based on GuruFocus' analysis, IDLC Finance stock appears to be undervalued. The current stock price of BDT41.90 is trading 10.2% below its estimated GF Value™ of BDT46.68. GuruFocus considers IDLC Finance to be Modestly Undervalued.

Key valuation signals for DHA:IDLC:

  • Cyclically Adjusted Revenue per Share: BDT38.52
  • GF Value™: BDT46.68 vs. price of BDT41.90 (10.2% below fair value)
  • GF Score™: 87/100

No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDLC Finance Business Description

Address 57 Gulshan Avenue, Bay\'s Galleria, 1st Floor, Gulshan 1, Dhaka, BGD, 1212
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
87GF Score

Get the complete analysis for DHA:IDLC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT41.90
Price
BDT46.68
GF Value