IDLC FinanceDHA:IDLC +0.25%85 Median PS Value is BDT59.42 as of Jun. 26, 2026, which is 100% below its 10-year median of 0.66. GuruFocus rates DHA:IDLC with a GF Score™ of 85/100 and a GF Value™ of BDT44.91 (Fairly Valued). The stock has 5 warning signs investors should review. Among 288 Credit Services companies, IDLC Finance ranks better than 68.4% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. IDLC Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was BDT18.879. IDLC Finance's 10-Year median PS Ratio is 3.1474. Therefore, the Median PS Value for today is BDT59.42.
As of today (2026-06-26), IDLC Finance's share price is BDT40.80. IDLC Finance's Median PS Value is BDT59.42. Therefore, IDLC Finance's Price to Median PS Value for today is 0.69.
The historical rank and industry rank for IDLC Finance's Median PS Value or its related term are showing as below:
DHA:IDLC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.51 Med: 0.66 Max: 0.91
Current: 0.69
During the past 13 years, the highest Price to Median PS Value of IDLC Finance was 0.91. The lowest was 0.51. And the median was 0.66.
DHA:IDLC's Price-to-Median-PS-Value is ranked better than 68.4% of 288
companies
in the Credit Services industry
Industry Median: 0.9
vs DHA:IDLC: 0.69
IDLC Finance (DHA:IDLC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
IDLC Finance's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
40.80
/
59.42
=
0.69
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDLC Finance Median PS Value Related Terms
IDLC Finance Median PS Value Historical Data
* Premium members only.
The historical data trend for IDLC Finance's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:IDLC vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, IDLC Finance's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDLC Finance Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IDLC Finance's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where IDLC Finance's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.1474.
IDLC Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT18.879.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDLC Finance (DHA:IDLC) has a Median PS Value of BDT59.42 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on IDLC Finance and its competitors. This is 8903% above median its historical median of 0.66. Over the past decade, IDLC Finance's Median PS Value has ranged from 0.51 to 0.91. According to the industry distribution chart, IDLC Finance ranks #91 out of 288 companies in the Credit Services industry, placing it in the top 31.6%.
Is IDLC Finance's Median PS Value too high?
IDLC Finance's current Median PS Value of BDT59.42 is 8903% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 0.91. Based on the distribution chart, IDLC Finance ranks #91 out of 288 companies in the Credit Services industry, which is above the industry midpoint. Overall, IDLC Finance has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, IDLC Finance ranks #91 out of 288 companies for Median PS Value. This puts IDLC Finance in the upper half of its industry. The industry median Median PS Value is 0.90. Historically, IDLC Finance's own Median PS Value has ranged from 0.51 to 0.91 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.90, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on IDLC Finance and its competitors. For the Credit Services industry, the median Median PS Value is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDLC Finance's current Median PS Value is BDT59.42, which is 8903% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT44.91, compared to a current price of BDT40.80 — trading 9.2% below its estimated fair value. The current Median PS Value is BDT59.42, which is 8903% above median its 10-year median of 0.66. IDLC Finance's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current Median PS Value is BDT59.42 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDLC Finance (DHA:IDLC) Overvalued in 2026?
Based on GuruFocus' analysis, IDLC Finance stock appears to be undervalued.
The current stock price of BDT40.80 is trading 9.2% below its estimated GF Value™ of BDT44.91.
GuruFocus considers IDLC Finance to be Fairly Valued.
Key valuation signals for DHA:IDLC:
Median PS Value: BDT59.42 (8903% above median its 10-year median of 0.66)
GF Value™: BDT44.91 vs. price of BDT40.80 (9.2% below fair value)
No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
85GF Score
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