IDLC Finance (DHA:IDLC) Enterprise Value: BDT20,490 Mil (As of Jun. 28, 2026) ***


DHA:IDLC IDLC Finance PLC DHA:IDLC
85 GF Score
Price BDT40.80
GF Value BDT44.91
Valuation Fairly Valued
! 5 Warning Signs
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What is IDLC Finance Enterprise Value?

IDLC Finance DHA:IDLC +0.25% 85 Enterprise Value is BDT20,490 Mil as of Jun. 28, 2026. GuruFocus rates DHA:IDLC with a GF Score™ of 85/100 and a GF Value™ of BDT44.91 (Fairly Valued). The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, IDLC Finance's Enterprise Value is BDT20,490 Mil. IDLC Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was BDT8,642 Mil. Therefore, IDLC Finance's EV-to-Revenue ratio for today is 2.37.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, IDLC Finance's Enterprise Value is BDT20,490 Mil. IDLC Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was BDT27,863 Mil. Therefore, IDLC Finance's EV-to-OCF ratio for today is 0.74.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, IDLC Finance's Enterprise Value is BDT20,490 Mil. IDLC Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT26,996 Mil. Therefore, IDLC Finance's EV-to-FCF ratio for today is 0.76.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


IDLC Finance  (DHA:IDLC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

IDLC Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=20489.667/8642.486
=2.37

IDLC Finance's current Enterprise Value is BDT20,490 Mil.
IDLC Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT8,642 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

IDLC Finance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=20489.667/27862.903
=0.74

IDLC Finance's current Enterprise Value is BDT20,490 Mil.
IDLC Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT27,863 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

IDLC Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=20489.667/26995.537
=0.76

IDLC Finance's current Enterprise Value is BDT20,490 Mil.
IDLC Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT26,996 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


IDLC Finance Enterprise Value Related Terms


IDLC Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for IDLC Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDLC Finance Enterprise Value Chart

IDLC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,488.58 12,998.42 12,579.15 12,201.20 19,383.20

IDLC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,798.14 10,936.62 17,233.07 19,383.20 19,031.83

DHA:IDLC vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, IDLC Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDLC Finance Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IDLC Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where IDLC Finance's Enterprise Value falls into.


DHA:IDLC
85GF Score
IDLC Finance PLC DHA:IDLC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDLC Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

IDLC Finance's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

IDLC Finance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of BDT20,490 Mil mean?
IDLC Finance (DHA:IDLC) has a Enterprise Value of BDT20,490 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on IDLC Finance and its competitors.
Is IDLC Finance's Enterprise Value too high?
IDLC Finance's current Enterprise Value is BDT20,490 Mil. Overall, IDLC Finance has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's Enterprise Value compare to V and MA?
IDLC Finance's Enterprise Value of BDT20,490 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on IDLC Finance and its competitors. IDLC Finance's current Enterprise Value is BDT20,490 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT44.91, compared to a current price of BDT40.80 — trading 9.2% below its estimated fair value. The current Enterprise Value is BDT20,490 Mil. IDLC Finance's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current Enterprise Value is BDT20,490 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDLC Finance (DHA:IDLC) Overvalued in 2026?

Based on GuruFocus' analysis, IDLC Finance stock appears to be undervalued. The current stock price of BDT40.80 is trading 9.2% below its estimated GF Value™ of BDT44.91. GuruFocus considers IDLC Finance to be Fairly Valued.

Key valuation signals for DHA:IDLC:

  • Enterprise Value: BDT20,490 Mil
  • GF Value™: BDT44.91 vs. price of BDT40.80 (9.2% below fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDLC Finance Business Description

Address 57 Gulshan Avenue, Bay\'s Galleria, 1st Floor, Gulshan 1, Dhaka, BGD, 1212
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
85GF Score

Get the complete analysis for DHA:IDLC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT40.80
Price
BDT44.91
GF Value