IDLC Finance (DHA:IDLC) ROE % Adjusted to Book Value: 14.62% (As of Mar. 2026)


DHA:IDLC IDLC Finance PLC DHA:IDLC
85 GF Score
Price BDT41.00
GF Value BDT44.91
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is IDLC Finance ROE % Adjusted to Book Value?

IDLC Finance DHA:IDLC +0.49% 85 ROE % Adjusted to Book Value is 14.62% as of Mar. 2026. GuruFocus rates DHA:IDLC with a GF Score™ of 85/100 and a GF Value™ of BDT44.91 (Fairly Valued). The stock has 5 warning signs investors should review.

IDLC Finance's ROE % for the quarter that ended in Mar. 2026 was 11.26%. IDLC Finance's PB Ratio for the quarter that ended in Mar. 2026 was 0.77. IDLC Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 14.62%.


IDLC Finance ROE % Adjusted to Book Value Related Terms


IDLC Finance ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for IDLC Finance's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDLC Finance ROE % Adjusted to Book Value Chart

IDLC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.30 10.25 7.98 15.19 16.38

IDLC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.90 18.18 15.22 17.58 14.62

DHA:IDLC vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, IDLC Finance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDLC Finance ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IDLC Finance's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where IDLC Finance's ROE % Adjusted to Book Value falls into.


DHA:IDLC
85GF Score
IDLC Finance PLC DHA:IDLC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDLC Finance ROE % Adjusted to Book Value Calculation

IDLC Finance's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.63% / 0.71
=16.38%

IDLC Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.26% / 0.77
=14.62%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.62% mean?
IDLC Finance (DHA:IDLC) has a ROE % Adjusted to Book Value of 14.62% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on IDLC Finance and its competitors.
Is IDLC Finance's ROE % Adjusted to Book Value too high?
IDLC Finance's current ROE % Adjusted to Book Value is 14.62%. Overall, IDLC Finance has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's ROE % Adjusted to Book Value compare to V and MA?
IDLC Finance's ROE % Adjusted to Book Value of 14.62% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on IDLC Finance and its competitors. IDLC Finance's current ROE % Adjusted to Book Value is 14.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT44.91, compared to a current price of BDT41.00 — trading 8.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 14.62%. IDLC Finance's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current ROE % Adjusted to Book Value is 14.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDLC Finance (DHA:IDLC) Overvalued in 2026?

Based on GuruFocus' analysis, IDLC Finance stock appears to be undervalued. The current stock price of BDT41.00 is trading 8.7% below its estimated GF Value™ of BDT44.91. GuruFocus considers IDLC Finance to be Fairly Valued.

Key valuation signals for DHA:IDLC:

  • ROE % Adjusted to Book Value: 14.62%
  • GF Value™: BDT44.91 vs. price of BDT41.00 (8.7% below fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDLC Finance Business Description

Address 57 Gulshan Avenue, Bay\'s Galleria, 1st Floor, Gulshan 1, Dhaka, BGD, 1212
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
85GF Score

Get the complete analysis for DHA:IDLC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT41.00
Price
BDT44.91
GF Value