IDLC Finance (DHA:IDLC) FCF Yield %: 144.38 (As of Jun. 27, 2026) — 1103% Above Median


DHA:IDLC IDLC Finance PLC DHA:IDLC
85 GF Score
Price BDT40.80
GF Value BDT44.91
Valuation Fairly Valued
! 5 Warning Signs
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What is IDLC Finance FCF Yield %?

IDLC Finance DHA:IDLC +0.25% 85 FCF Yield % is 144.38 as of Jun. 27, 2026, which is 1103% above its 10-year median of 12.00. GuruFocus rates DHA:IDLC with a GF Score™ of 85/100 and a GF Value™ of BDT44.91 (Fairly Valued). The stock has 5 warning signs investors should review. Among 541 Credit Services companies, IDLC Finance ranks better than 96.67% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, IDLC Finance's Trailing 12-Month Free Cash Flow is BDT26,996 Mil, and Market Cap is BDT18,699 Mil. Therefore, IDLC Finance's FCF Yield % for today is 144.38%.

The historical rank and industry rank for IDLC Finance's FCF Yield % or its related term are showing as below:

DHA:IDLC' s FCF Yield % Range Over the Past 10 Years
Min: -123.99   Med: 12   Max: 161.38
Current: 144.38


During the past 13 years, the highest FCF Yield % of IDLC Finance was 161.38%. The lowest was -123.99%. And the median was 12.00%.

DHA:IDLC's FCF Yield % is ranked better than
96.67% of 541 companies
in the Credit Services industry
Industry Median: -0.38 vs DHA:IDLC: 144.38

IDLC Finance's FCF Margin % for the quarter that ended in Mar. 2026 was 225.58%.


IDLC Finance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


IDLC Finance FCF Yield % Related Terms


IDLC Finance FCF Yield % Historical Data

* Premium members only.

The historical data trend for IDLC Finance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDLC Finance FCF Yield % Chart

IDLC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 74.92 -45.88 -49.15 24.57 144.99

IDLC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.15 246.06 -3.21 357.68 125.73

DHA:IDLC vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, IDLC Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDLC Finance FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IDLC Finance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where IDLC Finance's FCF Yield % falls into.


DHA:IDLC
85GF Score
IDLC Finance PLC DHA:IDLC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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IDLC Finance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

IDLC Finance's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=22592.672 / 15582.472
=144.99%

IDLC Finance's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=5419.424 * 4 / 17241.110192476
=125.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 144.38 mean?
IDLC Finance (DHA:IDLC) has a FCF Yield % of 144.38 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on IDLC Finance and its competitors. This is 1103% above median its historical median of 12.00. According to the industry distribution chart, IDLC Finance ranks #18 out of 541 companies in the Credit Services industry, placing it in the top 3.3%.
Is IDLC Finance's FCF Yield % too high?
IDLC Finance's current FCF Yield % of 144.38 is 1103% above median its 10-year median of 12.00. Based on the distribution chart, IDLC Finance ranks #18 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, IDLC Finance has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, IDLC Finance ranks #18 out of 541 companies for FCF Yield %. This places IDLC Finance in the top 3% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on IDLC Finance and its competitors. IDLC Finance's current FCF Yield % is 144.38, which is 1103% above median its own 10-year median of 12.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT44.91, compared to a current price of BDT40.80 — trading 9.2% below its estimated fair value. The current FCF Yield % is 144.38, which is 1103% above median its 10-year median of 12.00. IDLC Finance's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current FCF Yield % is 144.38 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDLC Finance (DHA:IDLC) Overvalued in 2026?

Based on GuruFocus' analysis, IDLC Finance stock appears to be undervalued. The current stock price of BDT40.80 is trading 9.2% below its estimated GF Value™ of BDT44.91. GuruFocus considers IDLC Finance to be Fairly Valued.

Key valuation signals for DHA:IDLC:

  • FCF Yield %: 144.38 (1103% above median its 10-year median of 12.00)
  • GF Value™: BDT44.91 vs. price of BDT40.80 (9.2% below fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDLC Finance Business Description

Address 57 Gulshan Avenue, Bay\'s Galleria, 1st Floor, Gulshan 1, Dhaka, BGD, 1212
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
85GF Score

Get the complete analysis for DHA:IDLC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT40.80
Price
BDT44.91
GF Value