IDLC Finance (DHA:IDLC) Selling, General, & Admin. Expense: BDT178 Mil (TTM As of Mar. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:IDLC IDLC Finance PLC DHA:IDLC
88 GF Score
Price BDT44.10
GF Value BDT45.89
Valuation Fairly Valued
! 4 Warning Signs
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What is IDLC Finance Selling, General, & Admin. Expense?

IDLC Finance DHA:IDLC +0.92% 88 Selling, General, & Admin. Expense is BDT178 Mil as of Mar. 2026. GuruFocus rates DHA:IDLC with a GF Score™ of 88/100 and a GF Value™ of BDT45.89 (Fairly Valued). The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. IDLC Finance's selling, general, & admin. expense for the three months ended in Mar. 2026 was BDT58 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was BDT178 Mil.


IDLC Finance  (DHA:IDLC) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


IDLC Finance Selling, General, & Admin. Expense Related Terms


IDLC Finance Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for IDLC Finance's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDLC Finance Selling, General, & Admin. Expense Chart

IDLC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 80.27 320.63 304.77 232.39 305.76

IDLC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53.20 6.00 3.77 110.37 58.15

DHA:IDLC vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, IDLC Finance's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDLC Finance Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IDLC Finance's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where IDLC Finance's Selling, General, & Admin. Expense falls into.


DHA:IDLC
88GF Score
IDLC Finance PLC DHA:IDLC
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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IDLC Finance Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT178 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of BDT178 Mil mean?
IDLC Finance (DHA:IDLC) has a Selling, General, & Admin. Expense of BDT178 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on IDLC Finance and its competitors.
Is IDLC Finance's Selling, General, & Admin. Expense too high?
IDLC Finance's current Selling, General, & Admin. Expense is BDT178 Mil. Overall, IDLC Finance has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDLC Finance's Selling, General, & Admin. Expense compare to V and MA?
IDLC Finance's Selling, General, & Admin. Expense of BDT178 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on IDLC Finance and its competitors. IDLC Finance's current Selling, General, & Admin. Expense is BDT178 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDLC Finance stock overvalued right now?
Based on GuruFocus' analysis, IDLC Finance (DHA:IDLC) is currently considered Fairly Valued. The stock's GF Value™ is BDT45.89, compared to a current price of BDT44.10 — trading 3.9% below its estimated fair value. The current Selling, General, & Admin. Expense is BDT178 Mil. IDLC Finance's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For IDLC Finance (DHA:IDLC), the current Selling, General, & Admin. Expense is BDT178 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDLC Finance (DHA:IDLC) Overvalued in 2026?

Based on GuruFocus' analysis, IDLC Finance stock appears to be undervalued. The current stock price of BDT44.10 is trading 3.9% below its estimated GF Value™ of BDT45.89. GuruFocus considers IDLC Finance to be Fairly Valued.

Key valuation signals for DHA:IDLC:

  • Selling, General, & Admin. Expense: BDT178 Mil
  • GF Value™: BDT45.89 vs. price of BDT44.10 (3.9% below fair value)
  • GF Score™: 88/100 with 4 warning signs

No single metric tells the full story. See the DHA:IDLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDLC Finance Business Description

Address 57 Gulshan Avenue, Bay\'s Galleria, 1st Floor, Gulshan 1, Dhaka, BGD, 1212
IDLC Finance PLC is a multiproduct financial institution with its presence in Corporate, SME, and Retail segments. The group provides diversified loan products to small businesses and women entrepreneurs, home loans, and loan solutions to corporate clients, including providing a green banking solution. Along with its subsidiaries, the company operates in the following segments: Core financing, Investment banking, Brokerage, and Asset Management businesses. The majority of its revenue is generated from the Core financing business segment. Geographically, it operates in Bangladesh.
88GF Score

Get the complete analysis for DHA:IDLC

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT44.10
Price
BDT45.89
GF Value