Pakistan Reinsurance Co (KAR:PAKRI) Cyclically Adjusted Book per Share: ₨17.56 (As of Mar. 2026)


KAR:PAKRI Pakistan Reinsurance Co Ltd KAR:PAKRI
76 GF Score
Price ₨18.34
GF Value ₨15.89
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Pakistan Reinsurance Co Cyclically Adjusted Book per Share?

Pakistan Reinsurance Co KAR:PAKRI +0.66% 76 Cyclically Adjusted Book per Share is ₨17.56 as of Mar. 2026. GuruFocus rates KAR:PAKRI with a GF Score™ of 76/100 and a GF Value™ of ₨15.89 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Pakistan Reinsurance Co's adjusted book value per share for the three months ended in Mar. 2026 was ₨27.262. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₨17.56 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Pakistan Reinsurance Co's average Cyclically Adjusted Book Growth Rate was 14.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Pakistan Reinsurance Co was 11.30% per year. The lowest was 11.30% per year. And the median was 11.30% per year.

As of today (2026-07-10), Pakistan Reinsurance Co's current stock price is ₨18.34. Pakistan Reinsurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₨17.56. Pakistan Reinsurance Co's Cyclically Adjusted PB Ratio of today is 1.04.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Pakistan Reinsurance Co was 1.50. The lowest was 0.44. And the median was 0.79.


Pakistan Reinsurance Co  (KAR:PAKRI) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Pakistan Reinsurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=18.34/17.56
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Pakistan Reinsurance Co was 1.50. The lowest was 0.44. And the median was 0.79.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Pakistan Reinsurance Co Cyclically Adjusted Book per Share Related Terms


Pakistan Reinsurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Pakistan Reinsurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pakistan Reinsurance Co Cyclically Adjusted Book per Share Chart

Pakistan Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 12.21 13.30 14.84 16.84

Pakistan Reinsurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.41 15.89 16.42 16.84 17.56

KAR:PAKRI vs RGA, EG, RNR: Cyclically Adjusted Book per Share Comparison

For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pakistan Reinsurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Pakistan Reinsurance Co's Cyclically Adjusted PB Ratio falls into.


KAR:PAKRI
76GF Score
Pakistan Reinsurance Co Ltd KAR:PAKRI
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pakistan Reinsurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pakistan Reinsurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=27.262/330.2130*330.2130
=27.262

Current CPI (Mar. 2026) = 330.2130.

Pakistan Reinsurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 7.833 241.018 10.732
201609 8.131 241.428 11.121
201612 13.685 241.432 18.717
201703 8.697 243.801 11.780
201706 9.997 244.955 13.477
201709 9.998 246.819 13.376
201712 11.166 246.524 14.957
201803 13.095 249.554 17.327
201806 12.360 251.989 16.197
201809 12.001 252.439 15.698
201812 10.453 251.233 13.739
201903 10.996 254.202 14.284
201906 10.691 256.143 13.783
201909 11.310 256.759 14.546
201912 10.921 256.974 14.034
202003 10.327 258.115 13.212
202006 10.475 257.797 13.417
202009 11.200 260.280 14.209
202012 11.379 260.474 14.426
202103 11.824 264.877 14.741
202106 11.152 271.696 13.554
202109 11.150 274.310 13.422
202112 14.525 278.802 17.203
202203 14.880 287.504 17.090
202206 14.740 296.311 16.426
202209 14.930 296.808 16.610
202212 15.913 296.797 17.705
202303 16.503 301.836 18.055
202306 16.187 305.109 17.519
202309 17.317 307.789 18.579
202312 20.155 306.746 21.697
202403 21.197 312.332 22.411
202406 20.775 314.175 21.836
202409 21.889 315.301 22.924
202412 25.442 315.605 26.620
202503 25.848 319.799 26.690
202506 24.800 322.561 25.388
202509 27.939 324.800 28.405
202512 28.736 324.054 29.282
202603 27.262 330.213 27.262

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₨17.56 mean?
Pakistan Reinsurance Co (KAR:PAKRI) has a Cyclically Adjusted Book per Share of ₨17.56 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Pakistan Reinsurance Co and its competitors.
Is Pakistan Reinsurance Co's Cyclically Adjusted Book per Share too high?
Pakistan Reinsurance Co's current Cyclically Adjusted Book per Share is ₨17.56. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's Cyclically Adjusted Book per Share compare to RGA and EG?
Pakistan Reinsurance Co's Cyclically Adjusted Book per Share of ₨17.56 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Pakistan Reinsurance Co and its competitors. Pakistan Reinsurance Co's current Cyclically Adjusted Book per Share is ₨17.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨15.89, compared to a current price of ₨18.34 — trading 15.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is ₨17.56. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current Cyclically Adjusted Book per Share is ₨17.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?

Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued. The current stock price of ₨18.34 is trading 15.4% above its estimated GF Value™ of ₨15.89. GuruFocus considers Pakistan Reinsurance Co to be Modestly Overvalued.

Key valuation signals for KAR:PAKRI:

  • Cyclically Adjusted Book per Share: ₨17.56
  • GF Value™: ₨15.89 vs. price of ₨18.34 (15.4% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pakistan Reinsurance Co Business Description

Address Lalazar Drive, M.T. Khan Road, PRC Towers, 32-A, P.O. Box: 4777, Karachi, SD, PAK, 74000
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score

Get the complete analysis for KAR:PAKRI

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨18.34
Price
₨15.89
GF Value