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Pakistan Reinsurance CoKAR:PAKRI +3.29%76 Debt-to-EBITDA is 0.01 as of Mar. 2026, which is at its 10-year median of 0.01. GuruFocus rates KAR:PAKRI with a GF Score™ of 76/100 and a GF Value™ of ₨16.23 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 320 Insurance companies, Pakistan Reinsurance Co ranks worse than 312499.69% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Pakistan Reinsurance Co's Debt-to-EBITDA or its related term are showing as below:
During the past 13 years, the highest Debt-to-EBITDA Ratio of Pakistan Reinsurance Co was 0.01. The lowest was 0.00. And the median was 0.01.
KAR:PAKRI's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.235 * Ranked among companies with meaningful Debt-to-EBITDA only.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Pakistan Reinsurance Co Debt-to-EBITDA Related Terms
Pakistan Reinsurance Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:PAKRI vs RGA, EG, RNR: Debt-to-EBITDA Comparison
For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pakistan Reinsurance Co Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Pakistan Reinsurance Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Pakistan Reinsurance Co (KAR:PAKRI) has a Debt-to-EBITDA of 0.01 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pakistan Reinsurance Co. This is near median its historical median of 0.01. According to the industry distribution chart, Pakistan Reinsurance Co ranks #999999 out of 320 companies in the Insurance industry.
Is Pakistan Reinsurance Co's Debt-to-EBITDA too high?
Pakistan Reinsurance Co's current Debt-to-EBITDA of 0.01 is near median its 10-year median of 0.01. The Insurance industry median Debt-to-EBITDA is 1.24. Pakistan Reinsurance Co's value of 0.01 is 99.2% below this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #999999 out of 320 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's Debt-to-EBITDA compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #999999 out of 320 companies for Debt-to-EBITDA. This places Pakistan Reinsurance Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.24. Pakistan Reinsurance Co's value of 0.01 is 99.2% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 1.24, Pakistan Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.24, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current Debt-to-EBITDA of 0.01 is 99.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pakistan Reinsurance Co. For the Insurance industry, the median Debt-to-EBITDA is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current Debt-to-EBITDA is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨16.23, compared to a current price of ₨18.83 — trading 16% above its estimated fair value. The current Debt-to-EBITDA is 0.01, which is near median its 10-year median of 0.01 and 99.2% below the Insurance industry median of 1.24. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current Debt-to-EBITDA is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?
Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued.
The current stock price of ₨18.83 is trading 16% above its estimated GF Value™ of ₨16.23.
GuruFocus considers Pakistan Reinsurance Co to be Modestly Overvalued.
Key valuation signals for KAR:PAKRI:
Debt-to-EBITDA: 0.01 (near median its 10-year median of 0.01)
GF Value™: ₨16.23 vs. price of ₨18.83 (16% above fair value)
Industry Position: 99.2% below the Insurance median (#999999 of 320)
No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score
Get the complete analysis for KAR:PAKRI
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