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The historical rank and industry rank for Pakistan Reinsurance Co's PB Ratio or its related term are showing as below:
KAR:PAKRI'
s PB Ratio Range Over the Past 10 Years
Min: 0.35 Med: 0.71 Max: 1.97
Current: 0.64
During the past 13 years, Pakistan Reinsurance Co's highest PB Ratio was 1.97. The lowest was 0.35. And the median was 0.71.
KAR:PAKRI's PB Ratio is ranked better than 86.32% of 497
companies
in the Insurance industry
Industry Median: 1.39
vs KAR:PAKRI: 0.64
During the past 12 months, Pakistan Reinsurance Co's average Book Value Per Share Growth Rate was 5.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 21.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 20.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pakistan Reinsurance Co was 23.30% per year. The lowest was -7.20% per year. And the median was 12.25% per year.
Back to Basics: PB Ratio
Pakistan Reinsurance Co (KAR:PAKRI) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pakistan Reinsurance Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Pakistan Reinsurance Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Pakistan Reinsurance Co (KAR:PAKRI) has a PB Ratio of 0.64 as of Jul. 22, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pakistan Reinsurance Co and its competitors. This is 10% below median its historical median of 0.71. Over the past decade, Pakistan Reinsurance Co's PB Ratio has ranged from 0.35 to 1.97. According to the industry distribution chart, Pakistan Reinsurance Co ranks #68 out of 497 companies in the Insurance industry, placing it in the top 13.7%.
Is Pakistan Reinsurance Co's PB Ratio too high?
Pakistan Reinsurance Co's current PB Ratio of 0.64 is 10% below median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 1.97. The Insurance industry median PB Ratio is 1.39. Pakistan Reinsurance Co's value of 0.64 is 54% below this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #68 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's PB Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #68 out of 497 companies for PB Ratio. This places Pakistan Reinsurance Co in the top 14% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.39. Pakistan Reinsurance Co's value of 0.64 is 54% below this benchmark. Historically, Pakistan Reinsurance Co's own PB Ratio has ranged from 0.35 to 1.97 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 1.39, Pakistan Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current PB Ratio of 0.64 is 54% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pakistan Reinsurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current PB Ratio is 0.64, which is 10% below median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Fairly Valued. The stock's GF Value™ is ₨15.99, compared to a current price of ₨17.36 — trading 8.6% above its estimated fair value. The current PB Ratio is 0.64, which is 10% below median its 10-year median of 0.71 and 54% below the Insurance industry median of 1.39. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current PB Ratio is 0.64 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?
Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued.
The current stock price of ₨17.36 is trading 8.6% above its estimated GF Value™ of ₨15.99.
GuruFocus considers Pakistan Reinsurance Co to be Fairly Valued.
Key valuation signals for KAR:PAKRI:
PB Ratio: 0.64 (10% below median its 10-year median of 0.71)
GF Value™: ₨15.99 vs. price of ₨17.36 (8.6% above fair value)
Industry Position: 54% below the Insurance median (#68 of 497)
No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score
Get the complete analysis for KAR:PAKRI
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