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Pakistan Reinsurance CoKAR:PAKRI +2.20%76 Return-on-Tangible-Equity is 9.21% as of Mar. 2026, which is 46% below its 10-year median of 16.93. GuruFocus rates KAR:PAKRI with a GF Score™ of 76/100 and a GF Value™ of ₨15.95 (Fairly Valued). The stock has 5 warning signs investors should review. Among 496 Insurance companies, Pakistan Reinsurance Co ranks worse than 51.01% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Pakistan Reinsurance Co's annualized net income for the quarter that ended in Mar. 2026 was ₨2,318 Mil. Pakistan Reinsurance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₨25,184 Mil. Therefore, Pakistan Reinsurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 9.21%.
The historical rank and industry rank for Pakistan Reinsurance Co's Return-on-Tangible-Equity or its related term are showing as below:
KAR:PAKRI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.12 Med: 16.93 Max: 22.22
Current: 13.01
During the past 13 years, Pakistan Reinsurance Co's highest Return-on-Tangible-Equity was 22.22%. The lowest was 10.12%. And the median was 16.93%.
KAR:PAKRI's Return-on-Tangible-Equity is ranked worse than 51.01% of 496
companies
in the Insurance industry
Industry Median: 13.245
vs KAR:PAKRI: 13.01
Pakistan Reinsurance Co (KAR:PAKRI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Pakistan Reinsurance Co Return-on-Tangible-Equity Related Terms
Pakistan Reinsurance Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Pakistan Reinsurance Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pakistan Reinsurance Co Return-on-Tangible-Equity Chart
KAR:PAKRI vs RGA, EG, RNR: Return-on-Tangible-Equity Comparison
For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pakistan Reinsurance Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Pakistan Reinsurance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 9.21% mean?
Pakistan Reinsurance Co (KAR:PAKRI) has a Return-on-Tangible-Equity of 9.21% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pakistan Reinsurance Co and its competitors. This is 46% below median its historical median of 16.93. Over the past decade, Pakistan Reinsurance Co's Return-on-Tangible-Equity has ranged from 10.12 to 22.22. According to the industry distribution chart, Pakistan Reinsurance Co ranks #253 out of 496 companies in the Insurance industry, placing it in the top 51%.
Is Pakistan Reinsurance Co's Return-on-Tangible-Equity too high?
Pakistan Reinsurance Co's current Return-on-Tangible-Equity of 9.21% is 46% below median its 10-year median of 16.93. Over the past 10 years, this metric has ranged from a low of 10.12 to a high of 22.22. The Insurance industry median Return-on-Tangible-Equity is 13.25. Pakistan Reinsurance Co's value of 9.21% is 30.5% below this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #253 out of 496 companies in the Insurance industry, which is below the industry midpoint. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's Return-on-Tangible-Equity compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #253 out of 496 companies for Return-on-Tangible-Equity. This places Pakistan Reinsurance Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.25. Pakistan Reinsurance Co's value of 9.21% is 30.5% below this benchmark. Historically, Pakistan Reinsurance Co's own Return-on-Tangible-Equity has ranged from 10.12 to 22.22 over the past decade. While the company's 10-year median is 16.93 vs. the industry median of 13.25, Pakistan Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.25, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current Return-on-Tangible-Equity of 9.21% is 30.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pakistan Reinsurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current Return-on-Tangible-Equity is 9.21%, which is 46% below median its own 10-year median of 16.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Fairly Valued. The stock's GF Value™ is ₨15.95, compared to a current price of ₨17.62 — trading 10.5% above its estimated fair value. The current Return-on-Tangible-Equity is 9.21%, which is 46% below median its 10-year median of 16.93 and 30.5% below the Insurance industry median of 13.25. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current Return-on-Tangible-Equity is 9.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?
Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued.
The current stock price of ₨17.62 is trading 10.5% above its estimated GF Value™ of ₨15.95.
GuruFocus considers Pakistan Reinsurance Co to be Fairly Valued.
Key valuation signals for KAR:PAKRI:
Return-on-Tangible-Equity: 9.21% (46% below median its 10-year median of 16.93)
GF Value™: ₨15.95 vs. price of ₨17.62 (10.5% above fair value)
Industry Position: 30.5% below the Insurance median (#253 of 496)
No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score
Get the complete analysis for KAR:PAKRI
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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