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Pakistan Reinsurance CoKAR:PAKRI +1.51%76 Return-on-Tangible-Asset is 2.95% as of Mar. 2026, which is 39% below its 10-year median of 4.84. GuruFocus rates KAR:PAKRI with a GF Score™ of 76/100 and a GF Value™ of ₨16.09 (Fairly Valued). The stock has 5 warning signs investors should review. Among 505 Insurance companies, Pakistan Reinsurance Co ranks better than 67.33% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Pakistan Reinsurance Co's annualizedNet Income for the quarter that ended in Mar. 2026 was ₨2,318 Mil. Pakistan Reinsurance Co's average total tangible assets for the quarter that ended in Mar. 2026 was ₨78,511 Mil. Therefore, Pakistan Reinsurance Co's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.95%.
The historical rank and industry rank for Pakistan Reinsurance Co's Return-on-Tangible-Asset or its related term are showing as below:
KAR:PAKRI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 3.89 Med: 4.84 Max: 8.91
Current: 4.14
During the past 13 years, Pakistan Reinsurance Co's highest Return-on-Tangible-Asset was 8.91%. The lowest was 3.89%. And the median was 4.84%.
KAR:PAKRI's Return-on-Tangible-Asset is ranked better than 67.33% of 505
companies
in the Insurance industry
Industry Median: 2.88
vs KAR:PAKRI: 4.14
Pakistan Reinsurance Co (KAR:PAKRI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Pakistan Reinsurance Co Return-on-Tangible-Asset Related Terms
Pakistan Reinsurance Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Pakistan Reinsurance Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pakistan Reinsurance Co Return-on-Tangible-Asset Chart
KAR:PAKRI vs RGA, EG, RNR: Return-on-Tangible-Asset Comparison
For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pakistan Reinsurance Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Pakistan Reinsurance Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.95% mean?
Pakistan Reinsurance Co (KAR:PAKRI) has a Return-on-Tangible-Asset of 2.95% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Pakistan Reinsurance Co and its competitors. This is 39% below median its historical median of 4.84. Over the past decade, Pakistan Reinsurance Co's Return-on-Tangible-Asset has ranged from 3.89 to 8.91. According to the industry distribution chart, Pakistan Reinsurance Co ranks #165 out of 505 companies in the Insurance industry, placing it in the top 32.7%.
Is Pakistan Reinsurance Co's Return-on-Tangible-Asset too high?
Pakistan Reinsurance Co's current Return-on-Tangible-Asset of 2.95% is 39% below median its 10-year median of 4.84. Over the past 10 years, this metric has ranged from a low of 3.89 to a high of 8.91. The Insurance industry median Return-on-Tangible-Asset is 2.88. Pakistan Reinsurance Co's value of 2.95% is 2.4% above this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #165 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's Return-on-Tangible-Asset compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #165 out of 505 companies for Return-on-Tangible-Asset. This puts Pakistan Reinsurance Co in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.88. Pakistan Reinsurance Co's value of 2.95% is 2.4% above this benchmark. Historically, Pakistan Reinsurance Co's own Return-on-Tangible-Asset has ranged from 3.89 to 8.91 over the past decade. While the company's 10-year median is 4.84 vs. the industry median of 2.88, Pakistan Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.88, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current Return-on-Tangible-Asset of 2.95% is 2.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Pakistan Reinsurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current Return-on-Tangible-Asset is 2.95%, which is 39% below median its own 10-year median of 4.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Fairly Valued. The stock's GF Value™ is ₨16.09, compared to a current price of ₨17.53 — trading 8.9% above its estimated fair value. The current Return-on-Tangible-Asset is 2.95%, which is 39% below median its 10-year median of 4.84 and 2.4% above the Insurance industry median of 2.88. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current Return-on-Tangible-Asset is 2.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?
Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued.
The current stock price of ₨17.53 is trading 8.9% above its estimated GF Value™ of ₨16.09.
GuruFocus considers Pakistan Reinsurance Co to be Fairly Valued.
Key valuation signals for KAR:PAKRI:
Return-on-Tangible-Asset: 2.95% (39% below median its 10-year median of 4.84)
GF Value™: ₨16.09 vs. price of ₨17.53 (8.9% above fair value)
Industry Position: 2.4% above the Insurance median (#165 of 505)
No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score
Get the complete analysis for KAR:PAKRI
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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