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Pakistan Reinsurance CoKAR:PAKRI +2.20%76 PE Ratio (TTM) is 5.03 as of Jul. 18, 2026, which is 3% above its 10-year median of 4.90. GuruFocus rates KAR:PAKRI with a GF Score™ of 76/100 and a GF Value™ of ₨15.95 (Fairly Valued). The stock has 5 warning signs investors should review. Among 443 Insurance companies, Pakistan Reinsurance Co ranks better than 92.33% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-18), Pakistan Reinsurance Co's share price is
₨17.62.
Pakistan Reinsurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₨3.50. Therefore, Pakistan Reinsurance Co's PE Ratio (TTM) for today is 5.03.
The historical rank and industry rank for Pakistan Reinsurance Co's PE Ratio (TTM) or its related term are showing as below:
KAR:PAKRI'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 1.64 Med: 4.9 Max: 92.72
Current: 5.03
During the past 13 years, the highest PE Ratio (TTM) of Pakistan Reinsurance Co was 92.72. The lowest was 1.64. And the median was 4.90.
KAR:PAKRI's PE Ratio (TTM) is ranked better than 92.33% of 443
companies
in the Insurance industry
Industry Median: 12.24
vs KAR:PAKRI: 5.03
During the past 12 months, Pakistan Reinsurance Co's average EPS without NRIGrowth Rate was -6.70% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 6.00% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 16.50% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 12.10% per year.
During the past 13 years, Pakistan Reinsurance Co's highest 3-Year average EPS without NRI Growth Rate was 30.10% per year. The lowest was -14.50% per year. And the median was 13.55% per year.
Pakistan Reinsurance Co (KAR:PAKRI) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Pakistan Reinsurance Co PE Ratio (TTM) Related Terms
Pakistan Reinsurance Co PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:PAKRI vs RGA, EG, RNR: PE Ratio (TTM) Comparison
For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pakistan Reinsurance Co PE Ratio (TTM) vs Insurance Industry
For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Pakistan Reinsurance Co's PE Ratio (TTM) falls into.
Pakistan Reinsurance Co PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Pakistan Reinsurance Co's Share Price of today is ₨17.62.
Pakistan Reinsurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨3.50.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Pakistan Reinsurance Co (KAR:PAKRI) has a PE Ratio (TTM) of 5.03 as of Jul. 18, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Pakistan Reinsurance Co and its competitors. This is near median its historical median of 4.90. Over the past decade, Pakistan Reinsurance Co's PE Ratio (TTM) has ranged from 1.64 to 92.72. According to the industry distribution chart, Pakistan Reinsurance Co ranks #34 out of 443 companies in the Insurance industry, placing it in the top 7.7%.
Is Pakistan Reinsurance Co's PE Ratio (TTM) too high?
Pakistan Reinsurance Co's current PE Ratio (TTM) of 5.03 is near median its 10-year median of 4.90. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 92.72. The Insurance industry median PE Ratio (TTM) is 12.24. Pakistan Reinsurance Co's value of 5.03 is 58.9% below this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #34 out of 443 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's PE Ratio (TTM) compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #34 out of 443 companies for PE Ratio (TTM). This places Pakistan Reinsurance Co in the top 8% of its industry — outperforming the majority of peers. The industry median PE Ratio (TTM) is 12.24. Pakistan Reinsurance Co's value of 5.03 is 58.9% below this benchmark. Historically, Pakistan Reinsurance Co's own PE Ratio (TTM) has ranged from 1.64 to 92.72 over the past decade. While the company's 10-year median is 4.90 vs. the industry median of 12.24, Pakistan Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Insurance company?
The median PE Ratio (TTM) among Insurance companies is 12.24, based on 443 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current PE Ratio (TTM) of 5.03 is 58.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Pakistan Reinsurance Co and its competitors. For the Insurance industry, the median PE Ratio (TTM) is 12.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current PE Ratio (TTM) is 5.03, which is near median its own 10-year median of 4.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Fairly Valued. The stock's GF Value™ is ₨15.95, compared to a current price of ₨17.62 — trading 10.5% above its estimated fair value. The current PE Ratio (TTM) is 5.03, which is near median its 10-year median of 4.90 and 58.9% below the Insurance industry median of 12.24. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current PE Ratio (TTM) is 5.03 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?
Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued.
The current stock price of ₨17.62 is trading 10.5% above its estimated GF Value™ of ₨15.95.
GuruFocus considers Pakistan Reinsurance Co to be Fairly Valued.
Key valuation signals for KAR:PAKRI:
PE Ratio (TTM): 5.03 (near median its 10-year median of 4.90)
GF Value™: ₨15.95 vs. price of ₨17.62 (10.5% above fair value)
Industry Position: 58.9% below the Insurance median (#34 of 443)
No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score
Get the complete analysis for KAR:PAKRI
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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