Pakistan Reinsurance CoKAR:PAKRI +1.21%75 Interest Coverage is 16,590.34 as of Mar. 2026, which is 2179% above its 10-year median of 727.83. GuruFocus rates KAR:PAKRI with a GF Score™ of 75/100 and a GF Value™ of ₨15.82 (Fairly Valued). The stock has 5 warning signs investors should review. Among 352 Insurance companies, Pakistan Reinsurance Co ranks better than 90.34% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Pakistan Reinsurance Co's
EBIT
for the
three
months ended in Mar. 2026 was ₨1,029 Mil. Pakistan Reinsurance Co's Interest Expense for the
three
months ended in Mar. 2026 was ₨-0 Mil.
Pakistan Reinsurance Co's interest coverage for the quarter that ended in Mar. 2026 was 16,590.34.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Pakistan Reinsurance Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Pakistan Reinsurance Co's Interest Coverage or its related term are showing as below:
KAR:PAKRI'
s Interest Coverage Range Over the Past 10 Years
Min: 7.54 Med: 727.83 Max: 1418.97
Current: 728.33
KAR:PAKRI's Interest Coverage is ranked better than 90.34% of 352
companies
in the Insurance industry
Industry Median: 16.245
vs KAR:PAKRI: 728.33
Pakistan Reinsurance Co (KAR:PAKRI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Pakistan Reinsurance Co Interest Coverage Related Terms
Pakistan Reinsurance Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Pakistan Reinsurance Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
KAR:PAKRI vs RGA, EG, RNR: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pakistan Reinsurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Pakistan Reinsurance Co's Interest Coverage falls into.
Pakistan Reinsurance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pakistan Reinsurance Co (KAR:PAKRI) has a Interest Coverage of 16,590.34 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pakistan Reinsurance Co and its competitors. This is 2179% above median its historical median of 727.83. Over the past decade, Pakistan Reinsurance Co's Interest Coverage has ranged from 7.54 to 1,418.97. According to the industry distribution chart, Pakistan Reinsurance Co ranks #34 out of 352 companies in the Insurance industry, placing it in the top 9.7%.
Is Pakistan Reinsurance Co's Interest Coverage too high?
Pakistan Reinsurance Co's current Interest Coverage of 16,590.34 is 2179% above median its 10-year median of 727.83. Over the past 10 years, this metric has ranged from a low of 7.54 to a high of 1,418.97. The Insurance industry median Interest Coverage is 16.25. Pakistan Reinsurance Co's value of 16,590.34 is 102025.8% above this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #34 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Pakistan Reinsurance Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #34 out of 352 companies for Interest Coverage. This places Pakistan Reinsurance Co in the top 10% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.25. Pakistan Reinsurance Co's value of 16,590.34 is 102025.8% above this benchmark. Historically, Pakistan Reinsurance Co's own Interest Coverage has ranged from 7.54 to 1,418.97 over the past decade. While the company's 10-year median is 727.83 vs. the industry median of 16.25, Pakistan Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current Interest Coverage of 16,590.34 is 102025.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pakistan Reinsurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current Interest Coverage is 16,590.34, which is 2179% above median its own 10-year median of 727.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Fairly Valued. The stock's GF Value™ is ₨15.82, compared to a current price of ₨16.73 — trading 5.8% above its estimated fair value. The current Interest Coverage is 16,590.34, which is 2179% above median its 10-year median of 727.83 and 102025.8% above the Insurance industry median of 16.25. Pakistan Reinsurance Co's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current Interest Coverage is 16,590.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?
Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued.
The current stock price of ₨16.73 is trading 5.8% above its estimated GF Value™ of ₨15.82.
GuruFocus considers Pakistan Reinsurance Co to be Fairly Valued.
Key valuation signals for KAR:PAKRI:
Interest Coverage: 16,590.34 (2179% above median its 10-year median of 727.83)
GF Value™: ₨15.82 vs. price of ₨16.73 (5.8% above fair value)
Industry Position: 102025.8% above the Insurance median (#34 of 352)
No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
75GF Score
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