Pakistan Reinsurance CoKAR:PAKRI +2.20%76 Pretax Margin % is 28.95% as of Mar. 2026, which is 11% below its 10-year median of 32.66. GuruFocus rates KAR:PAKRI with a GF Score™ of 76/100 and a GF Value™ of ₨15.84 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 504 Insurance companies, Pakistan Reinsurance Co ranks better than 88.1% on this metric.
The historical rank and industry rank for Pakistan Reinsurance Co's Pretax Margin % or its related term are showing as below:
KAR:PAKRI'
s Pretax Margin % Range Over the Past 10 Years
Min: 20.93 Med: 32.66 Max: 40.93
Current: 33.7
KAR:PAKRI's Pretax Margin % is ranked better than 88.1% of 504
companies
in the Insurance industry
Industry Median: 11.98
vs KAR:PAKRI: 33.70
Pakistan Reinsurance Co (KAR:PAKRI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Pakistan Reinsurance Co Pretax Margin % Related Terms
Pakistan Reinsurance Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:PAKRI vs RGA, EG, RNR: Pretax Margin % Comparison
For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pakistan Reinsurance Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Pakistan Reinsurance Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pakistan Reinsurance Co (KAR:PAKRI) has a Pretax Margin % of 28.95% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Pakistan Reinsurance Co and its competitors. This is 11% below median its historical median of 32.66. Over the past decade, Pakistan Reinsurance Co's Pretax Margin % has ranged from 20.93 to 40.93. According to the industry distribution chart, Pakistan Reinsurance Co ranks #60 out of 504 companies in the Insurance industry, placing it in the top 11.9%.
Is Pakistan Reinsurance Co's Pretax Margin % too high?
Pakistan Reinsurance Co's current Pretax Margin % of 28.95% is 11% below median its 10-year median of 32.66. Over the past 10 years, this metric has ranged from a low of 20.93 to a high of 40.93. The Insurance industry median Pretax Margin % is 11.98. Pakistan Reinsurance Co's value of 28.95% is 141.7% above this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #60 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's Pretax Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #60 out of 504 companies for Pretax Margin %. This places Pakistan Reinsurance Co in the top 12% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.98. Pakistan Reinsurance Co's value of 28.95% is 141.7% above this benchmark. Historically, Pakistan Reinsurance Co's own Pretax Margin % has ranged from 20.93 to 40.93 over the past decade. While the company's 10-year median is 32.66 vs. the industry median of 11.98, Pakistan Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current Pretax Margin % of 28.95% is 141.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Pakistan Reinsurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current Pretax Margin % is 28.95%, which is 11% below median its own 10-year median of 32.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨15.84, compared to a current price of ₨18.10 — trading 14.3% above its estimated fair value. The current Pretax Margin % is 28.95%, which is 11% below median its 10-year median of 32.66 and 141.7% above the Insurance industry median of 11.98. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current Pretax Margin % is 28.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?
Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued.
The current stock price of ₨18.10 is trading 14.3% above its estimated GF Value™ of ₨15.84.
GuruFocus considers Pakistan Reinsurance Co to be Modestly Overvalued.
Key valuation signals for KAR:PAKRI:
Pretax Margin %: 28.95% (11% below median its 10-year median of 32.66)
GF Value™: ₨15.84 vs. price of ₨18.10 (14.3% above fair value)
Industry Position: 141.7% above the Insurance median (#60 of 504)
No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score
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