Pakistan Reinsurance Co (KAR:PAKRI) Cyclically Adjusted PS Ratio: 1.23 (As of Aug. 01, 2026) — 32% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:PAKRI Pakistan Reinsurance Co Ltd KAR:PAKRI
76 GF Score
Price ₨17.27
GF Value ₨16.07
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Pakistan Reinsurance Co Cyclically Adjusted PS Ratio?

Pakistan Reinsurance Co KAR:PAKRI +2.80% 76 Cyclically Adjusted PS Ratio is 1.23 as of Aug. 01, 2026, which is 32% above its 10-year median of 0.93. GuruFocus rates KAR:PAKRI with a GF Score™ of 76/100 and a GF Value™ of ₨16.07 (Fairly Valued). The stock has 5 warning signs investors should review. Among 412 Insurance companies, Pakistan Reinsurance Co ranks better than 50.49% on this metric.

As of today (2026-08-01), Pakistan Reinsurance Co's current share price is ₨17.27. Pakistan Reinsurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₨14.03. Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio for today is 1.23.

The historical rank and industry rank for Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

KAR:PAKRI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.52   Med: 0.93   Max: 1.86
Current: 1.2

During the past years, Pakistan Reinsurance Co's highest Cyclically Adjusted PS Ratio was 1.86. The lowest was 0.52. And the median was 0.93.

KAR:PAKRI's Cyclically Adjusted PS Ratio is ranked better than
50.49% of 412 companies
in the Insurance industry
Industry Median: 1.215 vs KAR:PAKRI: 1.20

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Pakistan Reinsurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ₨3.948. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₨14.03 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Pakistan Reinsurance Co  (KAR:PAKRI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Pakistan Reinsurance Co Cyclically Adjusted PS Ratio Related Terms


Pakistan Reinsurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pakistan Reinsurance Co Cyclically Adjusted PS Ratio Chart

Pakistan Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.66 0.68 1.24 1.51

Pakistan Reinsurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 1.03 1.16 1.51 1.19

KAR:PAKRI vs RGA, EG, RNR: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pakistan Reinsurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio falls into.


KAR:PAKRI
76GF Score
Pakistan Reinsurance Co Ltd KAR:PAKRI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pakistan Reinsurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=17.27/14.03
=1.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pakistan Reinsurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Pakistan Reinsurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.948/330.2130*330.2130
=3.948

Current CPI (Mar. 2026) = 330.2130.

Pakistan Reinsurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.062 241.018 2.825
201609 1.931 241.428 2.641
201612 1.815 241.432 2.482
201703 1.831 243.801 2.480
201706 4.965 244.955 6.693
201709 1.757 246.819 2.351
201712 0.814 246.524 1.090
201803 2.080 249.554 2.752
201806 1.579 251.989 2.069
201809 1.856 252.439 2.428
201812 2.170 251.233 2.852
201903 2.174 254.202 2.824
201906 2.414 256.143 3.112
201909 1.819 256.759 2.339
201912 3.715 256.974 4.774
202003 2.502 258.115 3.201
202006 2.161 257.797 2.768
202009 2.317 260.280 2.940
202012 3.102 260.474 3.933
202103 2.207 264.877 2.751
202106 2.750 271.696 3.342
202109 2.223 274.310 2.676
202112 3.863 278.802 4.575
202203 3.132 287.504 3.597
202206 2.588 296.311 2.884
202209 2.586 296.808 2.877
202212 3.747 296.797 4.169
202303 3.514 301.836 3.844
202306 3.812 305.109 4.126
202309 3.708 307.789 3.978
202312 4.909 306.746 5.285
202403 4.359 312.332 4.609
202406 4.636 314.175 4.873
202409 4.549 315.301 4.764
202412 4.836 315.605 5.060
202503 4.007 319.799 4.137
202506 4.320 322.561 4.422
202509 3.806 324.800 3.869
202512 3.903 324.054 3.977
202603 3.948 330.213 3.948

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.23 mean?
Pakistan Reinsurance Co (KAR:PAKRI) has a Cyclically Adjusted PS Ratio of 1.23 as of Aug. 01, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pakistan Reinsurance Co and its competitors. This is 32% above median its historical median of 0.93. Over the past decade, Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio has ranged from 0.52 to 1.86. According to the industry distribution chart, Pakistan Reinsurance Co ranks #204 out of 412 companies in the Insurance industry, placing it in the top 49.5%.
Is Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio too high?
Pakistan Reinsurance Co's current Cyclically Adjusted PS Ratio of 1.23 is 32% above median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.86. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. Pakistan Reinsurance Co's value of 1.23 is 1.2% above this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #204 out of 412 companies in the Insurance industry, which is above the industry midpoint. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's Cyclically Adjusted PS Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #204 out of 412 companies for Cyclically Adjusted PS Ratio. This puts Pakistan Reinsurance Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.22. Pakistan Reinsurance Co's value of 1.23 is 1.2% above this benchmark. Historically, Pakistan Reinsurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.52 to 1.86 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 1.22, Pakistan Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current Cyclically Adjusted PS Ratio of 1.23 is 1.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pakistan Reinsurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current Cyclically Adjusted PS Ratio is 1.23, which is 32% above median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Fairly Valued. The stock's GF Value™ is ₨16.07, compared to a current price of ₨17.27 — trading 7.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.23, which is 32% above median its 10-year median of 0.93 and 1.2% above the Insurance industry median of 1.22. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current Cyclically Adjusted PS Ratio is 1.23 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?

Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued. The current stock price of ₨17.27 is trading 7.5% above its estimated GF Value™ of ₨16.07. GuruFocus considers Pakistan Reinsurance Co to be Fairly Valued.

Key valuation signals for KAR:PAKRI:

  • Cyclically Adjusted PS Ratio: 1.23 (32% above median its 10-year median of 0.93)
  • GF Value™: ₨16.07 vs. price of ₨17.27 (7.5% above fair value)
  • GF Score™: 76/100 with 5 warning signs
  • Industry Position: 1.2% above the Insurance median (#204 of 412)

No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pakistan Reinsurance Co Business Description

Address Lalazar Drive, M.T. Khan Road, PRC Towers, 32-A, P.O. Box: 4777, Karachi, SD, PAK, 74000
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score

Get the complete analysis for KAR:PAKRI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨17.27
Price
₨16.07
GF Value