Pakistan Reinsurance Co (KAR:PAKRI) E10: ₨2.98 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:PAKRI Pakistan Reinsurance Co Ltd KAR:PAKRI
73 GF Score
Price ₨15.57
GF Value ₨17.39
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Pakistan Reinsurance Co E10?

Pakistan Reinsurance Co KAR:PAKRI +0.97% 73 E10 is ₨2.98 as of Jun. 2026. GuruFocus rates KAR:PAKRI with a GF Score™ of 73/100 and a GF Value™ of ₨17.39 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Pakistan Reinsurance Co's adjusted earnings per share data for the three months ended in Jun. 2026 was ₨0.913. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₨2.98 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Pakistan Reinsurance Co's average E10 Growth Rate was 9.80% per year. During the past 3 years, the average E10 Growth Rate was 10.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Pakistan Reinsurance Co was 10.50% per year. The lowest was 10.50% per year. And the median was 10.50% per year.

As of today (2026-09-16), Pakistan Reinsurance Co's current stock price is ₨15.57. Pakistan Reinsurance Co's E10 for the quarter that ended in Jun. 2026 was ₨2.98. Pakistan Reinsurance Co's Shiller PE Ratio of today is 5.23.

During the past 13 years, the highest Shiller PE Ratio of Pakistan Reinsurance Co was 9.00. The lowest was 2.59. And the median was 4.62.


Pakistan Reinsurance Co  (KAR:PAKRI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Pakistan Reinsurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=15.57/2.978
=5.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Pakistan Reinsurance Co was 9.00. The lowest was 2.59. And the median was 4.62.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Pakistan Reinsurance Co E10 Related Terms


Pakistan Reinsurance Co E10 Historical Data

* Premium members only.

The historical data trend for Pakistan Reinsurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pakistan Reinsurance Co E10 Chart

Pakistan Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.87 2.11 2.33 2.63 2.84

Pakistan Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.72 2.77 2.87 2.93 2.98

KAR:PAKRI vs RGA, EG, RNR: E10 Comparison

For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pakistan Reinsurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Pakistan Reinsurance Co's Shiller PE Ratio falls into.


KAR:PAKRI
73GF Score
Pakistan Reinsurance Co Ltd KAR:PAKRI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pakistan Reinsurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pakistan Reinsurance Co's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.9132/333.9520*333.9520
=0.913

Current CPI (Jun. 2026) = 333.9520.

Pakistan Reinsurance Co Quarterly Data

per share eps CPI Adj_EPS
201609 0.297 241.428 0.410
201612 -0.173 241.432 -0.240
201703 0.470 243.801 0.644
201706 2.440 244.955 3.327
201709 0.180 246.819 0.244
201712 -0.307 246.524 -0.415
201803 0.303 249.554 0.406
201806 0.365 251.989 0.484
201809 0.380 252.439 0.503
201812 0.323 251.233 0.430
201903 0.222 254.202 0.292
201906 0.547 256.143 0.713
201909 -0.148 256.759 -0.192
201912 0.664 256.974 0.862
202003 0.743 258.115 0.961
202006 0.101 257.797 0.131
202009 0.356 260.280 0.457
202012 0.580 260.474 0.744
202103 0.612 264.877 0.772
202106 -0.024 271.696 -0.029
202109 0.431 274.310 0.525
202112 1.794 278.802 2.149
202203 0.531 287.504 0.616
202206 0.664 296.311 0.748
202209 0.280 296.808 0.315
202212 1.436 296.797 1.615
202303 0.722 301.836 0.799
202306 0.638 305.109 0.698
202309 0.866 307.789 0.939
202312 1.160 306.746 1.263
202403 1.053 312.332 1.126
202406 0.820 314.175 0.871
202409 1.068 315.301 1.131
202412 1.266 315.605 1.339
202503 0.604 319.799 0.631
202506 0.635 322.561 0.658
202509 0.778 324.800 0.800
202512 1.443 324.054 1.487
202603 0.644 330.213 0.651
202606 0.913 333.952 0.913

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₨2.98 mean?
Pakistan Reinsurance Co (KAR:PAKRI) has a E10 of ₨2.98 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Pakistan Reinsurance Co and its competitors.
Is Pakistan Reinsurance Co's E10 too high?
Pakistan Reinsurance Co's current E10 is ₨2.98. Overall, Pakistan Reinsurance Co has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's E10 compare to RGA and EG?
Pakistan Reinsurance Co's E10 of ₨2.98 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Pakistan Reinsurance Co and its competitors. Pakistan Reinsurance Co's current E10 is ₨2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨17.39, compared to a current price of ₨15.57 — trading 10.5% below its estimated fair value. The current E10 is ₨2.98. Pakistan Reinsurance Co's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current E10 is ₨2.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?

Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be undervalued. The current stock price of ₨15.57 is trading 10.5% below its estimated GF Value™ of ₨17.39. GuruFocus considers Pakistan Reinsurance Co to be Modestly Undervalued.

Key valuation signals for KAR:PAKRI:

  • E10: ₨2.98
  • GF Value™: ₨17.39 vs. price of ₨15.57 (10.5% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pakistan Reinsurance Co Business Description

Address Lalazar Drive, M.T. Khan Road, PRC Towers, 32-A, P.O. Box: 4777, Karachi, SD, PAK, 74000
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
73GF Score

Get the complete analysis for KAR:PAKRI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨15.57
Price
₨17.39
GF Value