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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Pakistan Reinsurance Co's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 2.74%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Pakistan Reinsurance Co's 3-Year ROIIC % or its related term are showing as below:
KAR:PAKRI's 3-Year ROIIC % is ranked worse than 60.06% of 338
companies
in the Insurance industry
Industry Median: 5.09
vs KAR:PAKRI: 2.74
Pakistan Reinsurance Co (KAR:PAKRI) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Pakistan Reinsurance Co 3-Year ROIIC % Related Terms
Pakistan Reinsurance Co 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:PAKRI vs RGA, EG, RNR: 3-Year ROIIC % Comparison
For the Insurance - Reinsurance subindustry, Pakistan Reinsurance Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pakistan Reinsurance Co 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Pakistan Reinsurance Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Pakistan Reinsurance Co's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Pakistan Reinsurance Co (KAR:PAKRI) has a 3-Year ROIIC % of 2.74 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Pakistan Reinsurance Co and its competitors. This is 45% below median its historical median of 4.98. Over the past decade, Pakistan Reinsurance Co's 3-Year ROIIC % has ranged from 2.74 to 7.55. According to the industry distribution chart, Pakistan Reinsurance Co ranks #203 out of 338 companies in the Insurance industry, placing it in the top 60.1%.
Is Pakistan Reinsurance Co's 3-Year ROIIC % too high?
Pakistan Reinsurance Co's current 3-Year ROIIC % of 2.74 is 45% below median its 10-year median of 4.98. Over the past 10 years, this metric has ranged from a low of 2.74 to a high of 7.55. The Insurance industry median 3-Year ROIIC % is 5.09. Pakistan Reinsurance Co's value of 2.74 is 46.2% below this industry median. Based on the distribution chart, Pakistan Reinsurance Co ranks #203 out of 338 companies in the Insurance industry, which is below the industry midpoint. Overall, Pakistan Reinsurance Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pakistan Reinsurance Co's 3-Year ROIIC % compare to RGA and EG?
According to the Insurance industry distribution chart, Pakistan Reinsurance Co ranks #203 out of 338 companies for 3-Year ROIIC %. This places Pakistan Reinsurance Co in the lower half of its industry. The industry median 3-Year ROIIC % is 5.09. Pakistan Reinsurance Co's value of 2.74 is 46.2% below this benchmark. Historically, Pakistan Reinsurance Co's own 3-Year ROIIC % has ranged from 2.74 to 7.55 over the past decade. While the company's 10-year median is 4.98 vs. the industry median of 5.09, Pakistan Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.09, based on 338 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Reinsurance Co's current 3-Year ROIIC % of 2.74 is 46.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Pakistan Reinsurance Co and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Reinsurance Co's current 3-Year ROIIC % is 2.74, which is 45% below median its own 10-year median of 4.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Pakistan Reinsurance Co (KAR:PAKRI) is currently considered Fairly Valued. The stock's GF Value™ is ₨16.03, compared to a current price of ₨16.87 — trading 5.2% above its estimated fair value. The current 3-Year ROIIC % is 2.74, which is 45% below median its 10-year median of 4.98 and 46.2% below the Insurance industry median of 5.09. Pakistan Reinsurance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Pakistan Reinsurance Co (KAR:PAKRI), the current 3-Year ROIIC % is 2.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pakistan Reinsurance Co (KAR:PAKRI) Overvalued in 2026?
Based on GuruFocus' analysis, Pakistan Reinsurance Co stock appears to be overvalued.
The current stock price of ₨16.87 is trading 5.2% above its estimated GF Value™ of ₨16.03.
GuruFocus considers Pakistan Reinsurance Co to be Fairly Valued.
Key valuation signals for KAR:PAKRI:
3-Year ROIIC %: 2.74 (45% below median its 10-year median of 4.98)
GF Value™: ₨16.03 vs. price of ₨16.87 (5.2% above fair value)
Industry Position: 46.2% below the Insurance median (#203 of 338)
No single metric tells the full story. See the KAR:PAKRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pakistan Reinsurance Co Ltd is engaged inengaged in providing reinsurance and other insurance business being forum of risk transfer. The company operates through seven segments - fire, marine cargo, marine hull, accident and others, aviation, engineering and treaty.
76GF Score
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