Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Cyclically Adjusted Book per Share: NPR131.66 (As of Jul. 2026)

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XNEP:KMCDB Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
70 GF Score
Price NPR774.00
GF Value NPR1,377.28
Valuation Significantly Undervalued
View Full Analysis

What is Kalika Laghubitta Bittiyanstha Cyclically Adjusted Book per Share?

Kalika Laghubitta Bittiyanstha XNEP:KMCDB -0.77% 70 Cyclically Adjusted Book per Share is NPR131.66 as of Jul. 2026. GuruFocus rates XNEP:KMCDB with a GF Score™ of 70/100 and a GF Value™ of NPR1,377.28 (Significantly Undervalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Kalika Laghubitta Bittiyanstha's adjusted book value per share for the three months ended in Jul. 2026 was NPR178.716. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR131.66 for the trailing ten years ended in Jul. 2026.

During the past 12 months, Kalika Laghubitta Bittiyanstha's average Cyclically Adjusted Book Growth Rate was 3.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-08-24), Kalika Laghubitta Bittiyanstha's current stock price is NPR774.00. Kalika Laghubitta Bittiyanstha's Cyclically Adjusted Book per Share for the quarter that ended in Jul. 2026 was NPR131.66. Kalika Laghubitta Bittiyanstha's Cyclically Adjusted PB Ratio of today is 5.88.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Kalika Laghubitta Bittiyanstha was 8.90. The lowest was 5.82. And the median was 7.40.


Kalika Laghubitta Bittiyanstha  (XNEP:KMCDB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kalika Laghubitta Bittiyanstha's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=774.00/131.66
=5.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Kalika Laghubitta Bittiyanstha was 8.90. The lowest was 5.82. And the median was 7.40.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Kalika Laghubitta Bittiyanstha Cyclically Adjusted Book per Share Related Terms


Kalika Laghubitta Bittiyanstha Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Kalika Laghubitta Bittiyanstha's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kalika Laghubitta Bittiyanstha Cyclically Adjusted Book per Share Chart

Kalika Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 122.66 127.88 131.66

Kalika Laghubitta Bittiyanstha Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 127.88 129.19 129.39 0.00 131.66

Kalika Laghubitta Bittiyanstha Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kalika Laghubitta Bittiyanstha Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kalika Laghubitta Bittiyanstha's Cyclically Adjusted PB Ratio falls into.


XNEP:KMCDB
70GF Score
Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kalika Laghubitta Bittiyanstha Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kalika Laghubitta Bittiyanstha's adjusted Book Value per Share data for the three months ended in Jul. 2026 was:

Adj_Book= Book Value per Share /CPI of Jul. 2026 (Change)*Current CPI (Jul. 2026)
=178.716/333.9180*333.9180
=178.716

Current CPI (Jul. 2026) = 333.9180.

Kalika Laghubitta Bittiyanstha Quarterly Data

Book Value per Share CPI Adj_Book
201607 128.669 240.628 178.553
201610 137.025 241.729 189.283
201701 89.170 242.839 122.614
201704 93.984 244.524 128.343
201707 93.338 244.786 127.324
201710 95.007 246.663 128.615
201801 81.287 247.867 109.507
201804 88.314 250.546 117.701
201807 90.884 252.006 120.425
201810 92.996 252.885 122.795
201901 93.769 251.712 124.393
201904 102.643 255.548 134.121
201910 125.207 257.346 162.462
202001 100.109 257.971 129.581
202004 100.206 256.389 130.507
202007 95.296 259.101 122.813
202010 99.403 260.388 127.473
202101 95.029 261.582 121.308
202104 95.795 267.054 119.780
202107 99.260 273.003 121.408
202110 104.892 276.589 126.633
202201 93.235 281.148 110.735
202204 98.332 289.109 113.572
202207 103.910 296.276 117.112
202210 103.679 298.012 116.171
202301 0.000 299.170 0.000
202304 102.125 303.363 112.411
202307 108.478 305.691 118.495
202310 105.046 307.671 114.007
202401 111.942 308.417 121.198
202404 114.539 313.548 121.980
202407 123.452 314.540 131.058
202410 123.402 315.664 130.538
202501 130.812 317.671 137.502
202504 146.595 320.795 152.592
202507 138.832 323.048 143.503
202510 158.981 0.000
202601 150.398 325.252 154.405
202604 0.000 333.020 0.000
202607 178.716 333.918 178.716

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR131.66 mean?
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a Cyclically Adjusted Book per Share of NPR131.66 as of Jul. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kalika Laghubitta Bittiyanstha and its competitors.
Is Kalika Laghubitta Bittiyanstha's Cyclically Adjusted Book per Share too high?
Kalika Laghubitta Bittiyanstha's current Cyclically Adjusted Book per Share is NPR131.66. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's Cyclically Adjusted Book per Share compare to competitors?
Kalika Laghubitta Bittiyanstha's Cyclically Adjusted Book per Share of NPR131.66 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. Kalika Laghubitta Bittiyanstha's current Cyclically Adjusted Book per Share is NPR131.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,377.28, compared to a current price of NPR774.00 — trading 43.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is NPR131.66. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current Cyclically Adjusted Book per Share is NPR131.66 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?

Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR774.00 is trading 43.8% below its estimated GF Value™ of NPR1,377.28. GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.

Key valuation signals for XNEP:KMCDB:

  • Cyclically Adjusted Book per Share: NPR131.66
  • GF Value™: NPR1,377.28 vs. price of NPR774.00 (43.8% below fair value)
  • GF Score™: 70/100

No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kalika Laghubitta Bittiyanstha Business Description

Address Buddhachowk, Pokhara-10, Kaski, NPL
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
70GF Score

Get the complete analysis for XNEP:KMCDB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR774.00
Price
NPR1,377.28
GF Value