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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Kalika Laghubitta Bittiyanstha's 3-Year RORE % for the quarter that ended in Apr. 2026 was -0.47%.
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Kalika Laghubitta Bittiyanstha 3-Year RORE % Related Terms
Kalika Laghubitta Bittiyanstha 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kalika Laghubitta Bittiyanstha 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Kalika Laghubitta Bittiyanstha's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Apr. 2026 and 3-year before.
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a 3-Year RORE % of -0.47 as of Apr. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. According to the industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1085 out of 1464 companies in the Banks industry, placing it in the top 74.1%.
Is Kalika Laghubitta Bittiyanstha's 3-Year RORE % too high?
Kalika Laghubitta Bittiyanstha's current 3-Year RORE % is -0.47. Based on the distribution chart, Kalika Laghubitta Bittiyanstha ranks #1085 out of 1464 companies in the Banks industry, which is below the industry midpoint. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1085 out of 1464 companies for 3-Year RORE %. This places Kalika Laghubitta Bittiyanstha in the lower half of its industry. The industry median 3-Year RORE % is 11.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 11.01, based on 1,464 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median 3-Year RORE % is 11.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalika Laghubitta Bittiyanstha's current 3-Year RORE % is -0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,169.58, compared to a current price of NPR807.90 — trading 30.9% below its estimated fair value. The current 3-Year RORE % is -0.47. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current 3-Year RORE % is -0.47 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR807.90 is trading 30.9% below its estimated GF Value™ of NPR1,169.58.
GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.
Key valuation signals for XNEP:KMCDB:
3-Year RORE %: -0.47
GF Value™: NPR1,169.58 vs. price of NPR807.90 (30.9% below fair value)
No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
69GF Score
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