Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) E10: NPR17.72 (As of Apr. 2026)


XNEP:KMCDB Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
74 GF Score
Price NPR800.00
GF Value NPR1,164.96
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Kalika Laghubitta Bittiyanstha E10?

Kalika Laghubitta Bittiyanstha XNEP:KMCDB +1.27% 74 E10 is NPR17.72 as of Apr. 2026. GuruFocus rates XNEP:KMCDB with a GF Score™ of 74/100 and a GF Value™ of NPR1,164.96 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kalika Laghubitta Bittiyanstha's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR-14.153. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR17.72 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Kalika Laghubitta Bittiyanstha's average E10 Growth Rate was -11.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-12), Kalika Laghubitta Bittiyanstha's current stock price is NPR800.00. Kalika Laghubitta Bittiyanstha's E10 for the quarter that ended in Apr. 2026 was NPR17.72. Kalika Laghubitta Bittiyanstha's Shiller PE Ratio of today is 45.15.

During the past 11 years, the highest Shiller PE Ratio of Kalika Laghubitta Bittiyanstha was 56.01. The lowest was 42.04. And the median was 47.22.


Kalika Laghubitta Bittiyanstha  (XNEP:KMCDB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kalika Laghubitta Bittiyanstha's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=800.00/17.72
=45.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Kalika Laghubitta Bittiyanstha was 56.01. The lowest was 42.04. And the median was 47.22.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kalika Laghubitta Bittiyanstha E10 Related Terms


Kalika Laghubitta Bittiyanstha E10 Historical Data

* Premium members only.

The historical data trend for Kalika Laghubitta Bittiyanstha's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kalika Laghubitta Bittiyanstha E10 Chart

Kalika Laghubitta Bittiyanstha Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 19.79 19.89

Kalika Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.03 19.89 19.88 19.57 17.72

Kalika Laghubitta Bittiyanstha E10 Competitor Comparison

For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kalika Laghubitta Bittiyanstha Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kalika Laghubitta Bittiyanstha's Shiller PE Ratio falls into.


XNEP:KMCDB
74GF Score
Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kalika Laghubitta Bittiyanstha E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kalika Laghubitta Bittiyanstha's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=-14.153/333.0200*333.0200
=-14.153

Current CPI (Apr. 2026) = 333.0200.

Kalika Laghubitta Bittiyanstha Quarterly Data

per share eps CPI Adj_EPS
201604 6.439 239.261 8.962
201607 11.179 240.628 15.471
201610 6.469 241.729 8.912
201701 9.948 242.839 13.642
201704 7.946 244.524 10.822
201707 1.224 244.786 1.665
201710 1.154 246.663 1.558
201801 3.496 247.867 4.697
201804 9.034 250.546 12.008
201807 2.818 252.006 3.724
201810 0.728 252.885 0.959
201901 2.156 251.712 2.852
201904 8.874 255.548 11.564
201910 4.389 257.346 5.680
202001 -2.800 257.971 -3.615
202004 0.819 256.389 1.064
202007 -0.286 259.101 -0.368
202010 -1.051 260.388 -1.344
202101 7.968 261.582 10.144
202104 8.169 267.054 10.187
202107 -3.125 273.003 -3.812
202110 10.693 276.589 12.875
202201 8.034 281.148 9.516
202204 8.327 289.109 9.592
202207 -5.729 296.276 -6.440
202210 2.467 298.012 2.757
202301 2.588 299.170 2.881
202304 1.620 303.363 1.778
202307 -1.621 305.691 -1.766
202310 1.028 307.671 1.113
202401 2.335 308.417 2.521
202404 2.657 313.548 2.822
202407 5.588 314.540 5.916
202410 3.186 315.664 3.361
202501 5.424 317.671 5.686
202504 4.855 320.795 5.040
202507 8.159 323.048 8.411
202510 4.142 0.000
202601 6.124 325.252 6.270
202604 -14.153 333.020 -14.153

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR17.72 mean?
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a E10 of NPR17.72 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kalika Laghubitta Bittiyanstha and its competitors.
Is Kalika Laghubitta Bittiyanstha's E10 too high?
Kalika Laghubitta Bittiyanstha's current E10 is NPR17.72. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's E10 compare to competitors?
Kalika Laghubitta Bittiyanstha's E10 of NPR17.72 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. Kalika Laghubitta Bittiyanstha's current E10 is NPR17.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,164.96, compared to a current price of NPR800.00 — trading 31.3% below its estimated fair value. The current E10 is NPR17.72. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current E10 is NPR17.72 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?

Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR800.00 is trading 31.3% below its estimated GF Value™ of NPR1,164.96. GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.

Key valuation signals for XNEP:KMCDB:

  • E10: NPR17.72
  • GF Value™: NPR1,164.96 vs. price of NPR800.00 (31.3% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kalika Laghubitta Bittiyanstha Business Description

Address Buddhachowk, Pokhara-10, Kaski, NPL
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
74GF Score

Get the complete analysis for XNEP:KMCDB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR800.00
Price
NPR1,164.96
GF Value