Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Pretax Margin %: -51.24% (As of Apr. 2026)


XNEP:KMCDB Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
74 GF Score
Price NPR800.00
GF Value NPR1,164.96
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Kalika Laghubitta Bittiyanstha Pretax Margin %?

Kalika Laghubitta Bittiyanstha XNEP:KMCDB +1.27% 74 Pretax Margin % is -51.24% as of Apr. 2026. GuruFocus rates XNEP:KMCDB with a GF Score™ of 74/100 and a GF Value™ of NPR1,164.96 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,530 Banks companies, Kalika Laghubitta Bittiyanstha ranks worse than 89.28% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Kalika Laghubitta Bittiyanstha's Pre-Tax Income for the three months ended in Apr. 2026 was NPR-69.5 Mil. Kalika Laghubitta Bittiyanstha's Revenue for the three months ended in Apr. 2026 was NPR135.6 Mil. Therefore, Kalika Laghubitta Bittiyanstha's pretax margin for the quarter that ended in Apr. 2026 was -51.24%.

The historical rank and industry rank for Kalika Laghubitta Bittiyanstha's Pretax Margin % or its related term are showing as below:

XNEP:KMCDB' s Pretax Margin % Range Over the Past 10 Years
Min: 0.23   Med: 26.65   Max: 64.71
Current: 12.09


XNEP:KMCDB's Pretax Margin % is ranked worse than
89.28% of 1530 companies
in the Banks industry
Industry Median: 34.655 vs XNEP:KMCDB: 12.09

Kalika Laghubitta Bittiyanstha  (XNEP:KMCDB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Kalika Laghubitta Bittiyanstha Pretax Margin % Related Terms


Kalika Laghubitta Bittiyanstha Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Kalika Laghubitta Bittiyanstha's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kalika Laghubitta Bittiyanstha Pretax Margin % Chart

Kalika Laghubitta Bittiyanstha Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.46 41.62 11.70 26.34 18.70

Kalika Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.35 45.21 23.82 38.96 -51.24

Kalika Laghubitta Bittiyanstha Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kalika Laghubitta Bittiyanstha Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Kalika Laghubitta Bittiyanstha's Pretax Margin % falls into.


XNEP:KMCDB
74GF Score
Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kalika Laghubitta Bittiyanstha Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Kalika Laghubitta Bittiyanstha's Pretax Margin for the fiscal year that ended in Jul. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=76.399/408.576
=18.70 %

Kalika Laghubitta Bittiyanstha's Pretax Margin for the quarter that ended in Apr. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=-69.5/135.646
=-51.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of -51.24% mean?
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a Pretax Margin % of -51.24% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. Over the past decade, Kalika Laghubitta Bittiyanstha's Pretax Margin % has ranged from 0.23 to 64.71. According to the industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1366 out of 1530 companies in the Banks industry, placing it in the top 89.3%.
Is Kalika Laghubitta Bittiyanstha's Pretax Margin % too high?
Kalika Laghubitta Bittiyanstha's current Pretax Margin % is -51.24%. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 64.71. Based on the distribution chart, Kalika Laghubitta Bittiyanstha ranks #1366 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1366 out of 1530 companies for Pretax Margin %. This places Kalika Laghubitta Bittiyanstha in the lower half of its industry. The industry median Pretax Margin % is 34.66. Historically, Kalika Laghubitta Bittiyanstha's own Pretax Margin % has ranged from 0.23 to 64.71 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalika Laghubitta Bittiyanstha's current Pretax Margin % is -51.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,164.96, compared to a current price of NPR800.00 — trading 31.3% below its estimated fair value. The current Pretax Margin % is -51.24%. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current Pretax Margin % is -51.24% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?

Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR800.00 is trading 31.3% below its estimated GF Value™ of NPR1,164.96. GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.

Key valuation signals for XNEP:KMCDB:

  • Pretax Margin %: -51.24%
  • GF Value™: NPR1,164.96 vs. price of NPR800.00 (31.3% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kalika Laghubitta Bittiyanstha Business Description

Address Buddhachowk, Pokhara-10, Kaski, NPL
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
74GF Score

Get the complete analysis for XNEP:KMCDB

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR800.00
Price
NPR1,164.96
GF Value