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Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Kalika Laghubitta Bittiyanstha 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kalika Laghubitta Bittiyanstha 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Kalika Laghubitta Bittiyanstha's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a 5-Year Yield-on-Cost % of 0.07 as of Aug. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. This is 40% above median its historical median of 0.05. Over the past decade, Kalika Laghubitta Bittiyanstha's 5-Year Yield-on-Cost % has ranged from 0.04 to 0.18. According to the industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1237 out of 1247 companies in the Banks industry, placing it in the top 99.2%.
Is Kalika Laghubitta Bittiyanstha's 5-Year Yield-on-Cost % too high?
Kalika Laghubitta Bittiyanstha's current 5-Year Yield-on-Cost % of 0.07 is 40% above median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.18. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Kalika Laghubitta Bittiyanstha's value of 0.07 is 98.2% below this industry median. Based on the distribution chart, Kalika Laghubitta Bittiyanstha ranks #1237 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1237 out of 1247 companies for 5-Year Yield-on-Cost %. This places Kalika Laghubitta Bittiyanstha in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Kalika Laghubitta Bittiyanstha's value of 0.07 is 98.2% below this benchmark. Historically, Kalika Laghubitta Bittiyanstha's own 5-Year Yield-on-Cost % has ranged from 0.04 to 0.18 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 3.86, Kalika Laghubitta Bittiyanstha has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kalika Laghubitta Bittiyanstha's current 5-Year Yield-on-Cost % of 0.07 is 98.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalika Laghubitta Bittiyanstha's current 5-Year Yield-on-Cost % is 0.07, which is 40% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,380.26, compared to a current price of NPR774.60 — trading 43.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.07, which is 40% above median its 10-year median of 0.05 and 98.2% below the Banks industry median of 3.86. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current 5-Year Yield-on-Cost % is 0.07 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR774.60 is trading 43.9% below its estimated GF Value™ of NPR1,380.26.
GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.
Key valuation signals for XNEP:KMCDB:
5-Year Yield-on-Cost %: 0.07 (40% above median its 10-year median of 0.05)
GF Value™: NPR1,380.26 vs. price of NPR774.60 (43.9% below fair value)
Industry Position: 98.2% below the Banks median (#1237 of 1247)
No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
70GF Score
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