Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Net Debt Paydown Yield % : -7.81% (As of Aug. 07, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:KMCDB Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
69 GF Score
Price NPR760.20
GF Value NPR1,168.95
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Kalika Laghubitta Bittiyanstha Net Debt Paydown Yield %?

Kalika Laghubitta Bittiyanstha XNEP:KMCDB -1.27% 69 Net Debt Paydown Yield % is -7.81% as of Aug. 07, 2026. GuruFocus rates XNEP:KMCDB with a GF Score™ of 69/100 and a GF Value™ of NPR1,168.95 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,414 Banks companies, Kalika Laghubitta Bittiyanstha ranks worse than 67.75% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Kalika Laghubitta Bittiyanstha's Net Debt Paydown Yield % was -7.81%.


Kalika Laghubitta Bittiyanstha  (XNEP:KMCDB) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Kalika Laghubitta Bittiyanstha Net Debt Paydown Yield % Related Terms


Kalika Laghubitta Bittiyanstha Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Kalika Laghubitta Bittiyanstha's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kalika Laghubitta Bittiyanstha Net Debt Paydown Yield % Chart

Kalika Laghubitta Bittiyanstha Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.86 -8.92 -6.15 -2.42 -11.22

Kalika Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.63 -11.22 -11.57 -10.06 -7.16

Kalika Laghubitta Bittiyanstha Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kalika Laghubitta Bittiyanstha Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Kalika Laghubitta Bittiyanstha's Net Debt Paydown Yield % falls into.


XNEP:KMCDB
69GF Score
Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kalika Laghubitta Bittiyanstha Net Debt Paydown Yield % Calculation

Kalika Laghubitta Bittiyanstha's Net Debt Paydown Yield % for the quarter that ended in Apr. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 2407.35-2716.37 )/4316.769
=-7.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -7.81% mean?
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a Net Debt Paydown Yield % of -7.81% as of Aug. 07, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. According to the industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #958 out of 1414 companies in the Banks industry, placing it in the top 67.8%.
Is Kalika Laghubitta Bittiyanstha's Net Debt Paydown Yield % too high?
Kalika Laghubitta Bittiyanstha's current Net Debt Paydown Yield % is -7.81%. Based on the distribution chart, Kalika Laghubitta Bittiyanstha ranks #958 out of 1414 companies in the Banks industry, which is below the industry midpoint. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #958 out of 1414 companies for Net Debt Paydown Yield %. This places Kalika Laghubitta Bittiyanstha in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. Kalika Laghubitta Bittiyanstha's current Net Debt Paydown Yield % is -7.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,168.95, compared to a current price of NPR760.20 — trading 35% below its estimated fair value. The current Net Debt Paydown Yield % is -7.81%. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current Net Debt Paydown Yield % is -7.81% as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?

Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR760.20 is trading 35% below its estimated GF Value™ of NPR1,168.95. GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.

Key valuation signals for XNEP:KMCDB:

  • Net Debt Paydown Yield %: -7.81%
  • GF Value™: NPR1,168.95 vs. price of NPR760.20 (35% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kalika Laghubitta Bittiyanstha Business Description

Address Buddhachowk, Pokhara-10, Kaski, NPL
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
69GF Score

Get the complete analysis for XNEP:KMCDB

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR760.20
Price
NPR1,168.95
GF Value